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Financing available

$264,000

315 Citrus Drive, Fate, TX 75189

3
beds: 2
baths: 1,771
sqft

Est. with seller financing: $2,767/mo

Single-family
Built in 2019
7,971 sq ft lot
$149/sqft
$39/mo HOA
Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 315 Citrus in Fate—an inviting 3-bedroom, 2-bath home designed with comfort and flexibility in mind. The open-concept layout creates a natural flow between the living, dining, and kitchen areas, making it easy to entertain or enjoy everyday living. The split floorplan offers added privacy, with the primary suite tucked away from the secondary bedrooms. A spacious bonus room provides the perfect setup for a game room, home office, or second living area—whatever fits your lifestyle. Step outside to a large backyard with plenty of room to relax, play, or create your own outdoor retreat. Conveniently located near shopping, dining, and local amenities, this home combines space, function, and a great location. Also listed for lease: MLS 21384404

Facts & features

Interior

Features

Cable Tv

Flooring

Carpet
Tile

Appliances

Dishwasher
Electric Range

Laundry

Laundry In Utility Room

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Garage Faces Front
Garage

Community

Neighborhood

Subdivision: Woodcreek

HOA

Fate Spring Meadow Home Owners Association

Schools

District: Royse City ISD
Elementary: Vernon
Middle: Bobby Summers
High: Royse City

Financial & listing details

Listing

Price per sq ft: $149
County: Rockwall
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,767/mo

Down payment10% ($26,400)10%20%

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Principal & interest: $1,912/mo
Property taxes: $693/mo
Homeowners insurance (est.): $123/mo
HOA dues: $39/mo

Loan amount: $237,600
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Shari Quan-Rios

Esquire Realty LLC

469-267-3120

MLS #: 21260924

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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