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Financing available

$449,000

317 Mossy Rock Drive, McKinney, TX 75071

4
beds
3
baths
2,057
sqft

Est. with seller financing: $4,150/mo

  • Single-family
  • Built in 2016
  • 6,011 sq ft lot
  • $218/sqft
  • $131/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Motivated Seller: NEW PRICE REDUCTION! Nestled in the sought-after Trinity Falls community, this beautifully designed single-story home offers over 2,000 square feet of thoughtfully designed living space with four spacious bedrooms and three full baths. Filled with natural light, the open-concept layout creates an inviting atmosphere ideal for both everyday living and entertaining. The inviting living room is anchored by a lovely stone fireplace and opens seamlessly to the dining area and the beautifully appointed kitchen, featuring a large island with seating, a gas cooktop, a walk-in pantry, abundant workspace, neutral colors, and decorative lighting. Retreat to the expansive primary suite with peaceful backyard views and an ensuite bathroom featuring double sinks, a large garden tub, a walk-in shower, and a spacious walk-in closet. One secondary bedroom offers an ensuite with a walk-in shower, ideal for guests or multigenerational living. Lovely landscaping enhances the home’s curb appeal, while the convenient location near Highway 75 provides easy access to shopping, dining, and commuting. Enjoy exceptional amenities, scenic trails, parks, and community spaces that make Trinity Falls a desirable place to call home.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • In Law Floorplan
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Living Room
  • Masonry
  • Raised Hearth
  • Stone

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Kitchen Level

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision

Community

Neighborhood

  • Subdivision: Trinity Falls Planning Unit 2 Ph 1b

HOA

  • CCMC

Schools

  • District: McKinney ISD
  • Elementary: Ruth and Harold Frazier
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $218
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,150/mo

Principal & interest
$3,251/mo
Property taxes
$558/mo
Homeowners insurance (est.)
$210/mo
HOA dues
$131/mo
Loan amount
$404,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Kayla Click, Ebby Halliday Realtors · MLS #21258475 · 972-562-3969

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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