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Financing available

$315,900

320 Summit Drive, Mineral Wells, TX 76067

3
beds
2
baths
1,488
sqft

Est. with seller financing: $2,435/mo

  • Single-family
  • Built in 2026
  • 22,128 sq ft lot
  • $212/sqft
  • Palo Pinto County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

SELLER OFFERING UP TO $5,000 IN BUYER CONCESSIONS WITH AN ACCEPTABLE OFFER—PLUS BLINDS AND REFRIGERATOR ! Don’t miss this beautiful NEW CONSTRUCTION home situated on an approximately HALF-ACRE LOT in Mineral Wells, complete with a LARGE GARAGE offering plenty of room for vehicles, storage and more. Step inside to a bright, open-concept floor plan with soaring ceilings, abundant natural light and stylish finishes throughout. The kitchen features granite countertops, a large center island, stainless steel appliances, rich cabinetry, under-cabinet lighting and a beautiful tile backsplash. The spacious primary suite offers a spa-inspired bath with dual vanities, freestanding soaking tub, separate shower and an impressive walk-in closet with built-in storage. Outside, enjoy the covered back patio and all the possibilities that come with this HUGE LOT—room to entertain, play, garden or create your dream outdoor retreat. NEW CONSTRUCTION, HALF-ACRE LOT, LARGE GARAGE AND BUYER INCENTIVES—320 Summit Drive has so much to offer. COME SEE IT BEFORE IT’S GONE!

Facts & features

Interior

Features

  • Built In Features
  • Cathedral Ceilings
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Ceiling Fans, Electric, Heat Pump

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Oven
  • Disposal
  • Ice Maker
  • Microwave
  • Refrigerator
  • Tankless Water Heater

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Fiber Cement, Rock, Stone, Wood Siding

Parking

  • Garage spaces: 2
  • Door Multi
  • Driveway
  • Garage
  • Paved

Lot

  • Cul De Sac
  • Interior Lot
  • Subdivision
  • Few Trees

Community

Neighborhood

  • Subdivision: Ridgewood #4

Schools

  • District: Mineral Wells ISD
  • Elementary: Houston
  • Middle: Mineralwel
  • High: Mineralwel

Financial & listing details

Listing

  • Price per sq ft: $212
  • County: Palo Pinto
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,435/mo

Principal & interest
$2,288/mo
Property taxes
Not available
Homeowners insurance (est.)
$147/mo
Loan amount
$284,310
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Sandy Oxford

The Property Shop

817-888-8849

MLS #
21360681

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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