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Financing available

$830,000

326 Willow Creek Lane, Ovilla, TX 75154

5
beds
4.5
baths
3,834
sqft

Est. with seller financing: $6,703/mo

  • Single-family
  • Built in 1981
  • 92,347 sq ft lot
  • $216/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Located in a quiet cul-de-sac on just over 2 acres, this spacious 5-bedroom, 4.5-bath home offers privacy, generous space, and a well-designed setting. The property features a long concrete driveway, providing a welcoming approach and ample parking, along with open acreage that enhances both privacy and usability. Inside, the home showcases hardwood flooring, high ceilings, and a bright, open layout designed for comfortable everyday living. The main living area features a fireplace, creating a warm and inviting focal point. The kitchen is thoughtfully designed for both function and entertaining, featuring Quartzite countertops throughout, handmade inset Shaker cabinetry, a large center island, stainless steel appliances, and custom tile finishes. A built-in mud area and spacious utility room add convenience and practical organization. The primary suite offers a private retreat with dual vanities, a soaking tub, an expansive walk-in closet, and a luxurious custom shower. Secondary bedrooms are generously sized and provide flexibility for a variety of needs. The second level includes additional living space and a private balcony patio overlooking the surrounding acreage, offering elevated views and a quiet outdoor escape. The backyard is designed for enjoyment and entertaining, featuring a stamped concrete patio with an outdoor grill, ideal for gatherings and relaxation. The home is also pre-wired for a speaker system, adding modern convenience. A rare opportunity to enjoy spacious country-style living with modern comfort and functional design. Buyer and buyer’s agent to verify all information, including measurements, schools, and features.

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Natural Woodwork
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Tile
  • Wood

Appliances

  • Double Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Living Room
  • Propane

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Deck
  • Gas Grill
  • Outdoor Grill
  • Storage

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Multi
  • Driveway
  • Epoxy Flooring
  • Garage
  • Garage Door Opener
  • Garage Faces Side

Lot

  • Acreage
  • Cul De Sac
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Willow Creek

Schools

  • District: Red Oak ISD
  • Elementary: Shields
  • Middle: Red Oak
  • High: Red Oak

Financial & listing details

Listing

  • Price per sq ft: $216
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,703/mo

Principal & interest
$6,011/mo
Property taxes
$305/mo
Homeowners insurance (est.)
$387/mo
Loan amount
$747,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Juan Casillas, Only 1 Realty Group North Dallas · MLS #21183257 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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