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Financing available

$281,990

3419 TOPAZ Lane, Ponder, TX 76259

6
beds
2.5
baths
2,349
sqft

Est. with seller financing: $2,224/mo

  • Single-family
  • Built in 2026
  • 5,998 sq ft lot
  • $120/sqft
  • $50/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

D.R. Horton, America's Builder since 2002, welcomes you to Ponder Farms, a premier master-planned community in Ponder and Ponder ISD! The popular two-story Dallas Floorplan, Elevation W, with an estimated Winter completion, offers 6 bedrooms, 2.5 bathrooms, a game room, loft, and 2-car garage, providing the space and flexibility today's buyers are looking for. The open-concept main level seamlessly connects the family room, dining area, and modern kitchen, creating the perfect setting for everyday living and entertaining. The kitchen features quartz countertops, stainless steel appliances, a gas range, center island, walk-in pantry, and abundant cabinet space. The private first-floor primary suite includes dual quartz vanities, an oversized shower, and a spacious walk-in closet. A powder bath, laundry room, and additional storage add convenience to daily life. Upstairs, four secondary bedrooms share a full bath and surround a generous game room and loft, offering versatile space for work, play, or relaxation. Luxury vinyl plank flooring extends through the main living areas and wet zones for style and durability. Additional features include energy-efficient construction, America's Smart Home Technology, landscaping package, sprinkler system, and privacy fencing. Planned community amenities include a resort-style pool, playground, walking trails, and green spaces. Conveniently located near US-380, Ponder Farms offers small-town charm with easy access to Denton, Decatur, and the greater DFW Metroplex.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Cable Tv

Heating & cooling

  • Heating: Central, Heat Pump, Natural Gas
  • Cooling: Central Air, Electric, Heat Pump

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Disposal
  • Gas Range
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Vented Exhaust Fan

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Farmhouse, Modern, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Frame

Parking

  • Garage spaces: 2
  • Door Single
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Ponder Farms

HOA

  • VCM, Inc.

Schools

  • District: Ponder ISD
  • Elementary: Boyd
  • Middle: Boyd
  • High: Boyd

Financial & listing details

Listing

  • Price per sq ft: $120
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,224/mo

Principal & interest
$2,042/mo
Property taxes
Not available
Homeowners insurance (est.)
$132/mo
HOA dues
$50/mo
Loan amount
$253,791
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Stephen Kahn, Century 21 Mike Bowman, Inc. · MLS #21400217 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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