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Financing available

$549,000

3424 Etta Terrace, Celina, TX 75009

4
beds
3
baths
3,359
sqft

Est. with seller financing: $5,373/mo

  • Single-family
  • Built in 2021
  • 6,098 sq ft lot
  • $163/sqft
  • $108/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautiful 4-bedroom, 3-bath home in the highly desirable Homestead at Ownsby Farms community in Celina! Offering approximately 3,359 sq. ft., this spacious two-story home features a bright, open-concept floor plan designed for comfortable everyday living and entertaining. The home features a dedicated office or study, spacious game room, private media room, planning center, and an upgraded kitchen that opens seamlessly to the dining and family areas. The flexible layout provides plenty of space for working from home, family activities, movie nights, and entertaining. The upgraded kitchen serves as the heart of the home, while the convenient planning center provides additional space for homework, organization, or a secondary workspace. Generously sized bedrooms, multiple living areas, and ample storage make this home exceptionally functional. Enjoy a private backyard and 2-car garage, along with convenient access to Celina ISD schools, shopping, dining, and major roadways. Shopping and dining are within walking distance, and the new Costco on Preston Road is just minutes away. Even better, the refrigerator, washer, dryer, water softener, and water purification system are ALL INCLUDED—an excellent added value for the new owner! Built in 2021 and move-in ready, this home offers an outstanding combination of space, upgrades, location, and convenience in one of Celina’s growing communities.

Facts & features

Interior

Features

  • Cable Tv

Heating & cooling

  • Heating: Gas, Heat Pump
  • Cooling: Central Air

Appliances

  • Dryer
  • Dishwasher
  • Electric Water Heater
  • Gas Cooktop
  • Disposal

Fireplace

  • Fireplaces: 1
  • Decorative
  • Gas
  • Masonry

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Fiberglass Siding, Concrete, Rock, Stone

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Sprinkler System

Community

Neighborhood

  • Subdivision: Homestead At Ownsby Farms Ph 2, The

HOA

  • The Homestead at Ownsby Farms Homeowners Associati

Schools

  • District: Celina ISD
  • Elementary: Marcy Lykins
  • Middle: Jerry & Linda Moore
  • High: Celina

Financial & listing details

Listing

  • Price per sq ft: $163
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,373/mo

Principal & interest
$3,976/mo
Property taxes
$1,033/mo
Homeowners insurance (est.)
$256/mo
HOA dues
$108/mo
Loan amount
$494,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Narsimha Ravula

DFW Home Helpers Realty LLC

210-289-5233

MLS #
21376195

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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