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Financing available

$399,990

3521 Kemp Drive, Heartland, TX 75114

4
beds: 3.5
baths: 2,417
sqft

Est. with seller financing: $3,134/mo

Single-family
Built in 2026
6,000 sq ft lot
$165/sqft
$50/mo HOA
Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This Ash home in Heartland is ready for move-in this October 2026. The main level features a seamless open floor plan anchored by a gourmet kitchen and a spacious living room. A dedicated study provides a quiet workspace, while the primary suite offers an elegant tray ceiling and a massive closet. Practical details include a built-in drop zone near the garage and a large laundry area. The extended covered patio offers plenty of space for outdoor seating and relaxation. The second floor includes three additional bedrooms and two full baths. Residents enjoy access to resort-style amenities including multiple pools, a gym, sports courts, and a stocked fishing lake. Explore the miles of walking trails and community sidewalks. Schedule your visit today! *Attached photos are representative of the floor plan and may depict non-standard features and upgrades. See community's New Home Consultant for details.

Facts & features

Interior

Features

Double Vanity
Eat In Kitchen
High Speed Internet
Kitchen Island
Pantry
Cable Tv
Walk In Closets

Heating & cooling

Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Ceramic Tile

Appliances

Dishwasher
Electric Water Heater
Disposal
Microwave

Exterior & lot

Features

Rain Gutters

Construction

Style: Detached
Stories: 2
Roof: Composition
Foundation: Slab

Parking

Garage spaces: 2
Driveway
Garage Faces Front
Garage
Garage Door Opener

Community

Neighborhood

Subdivision: Heartland

HOA

Heartland Community Association

Schools

District: Crandall ISD
Elementary: Noble Reed
Middle: Crandall
High: Crandall

Financial & listing details

Listing

Price per sq ft: $165
County: Kaufman
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,134/mo

Down payment10% ($39,999)10%20%

See If You Qualify

Principal & interest: $2,897/mo
Property taxes: Not available
Homeowners insurance (est.): $187/mo
HOA dues: $50/mo

Loan amount: $359,991
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Dayton Schrader, eXp Realty LLC · MLS #21307326 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.