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Financing available

$649,900

3600 Cadogan Street, McKinney, TX 75071

4
beds
2.5
baths
2,817
sqft

Est. with seller financing: $6,012/mo

  • Single-family
  • Built in 2024
  • 15,594 sq ft lot
  • $231/sqft
  • $88/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautifully designed Pulte home on an extra-large lot with an extended driveway and exceptional outdoor space! This bright and inviting Riverdale floorplan offers 4 bedrooms, a versatile flex room perfect for an office or play room, and 3.5 baths with an open-concept layout designed for comfortable living and entertaining. The spacious kitchen features elegant quartz countertops and flows seamlessly into th edining and living area, creating the perfect gathering space. The main level showcases luxury vinyl plank flooring throughout, complemented by a stunning built-in entertainment center with an electric fireplace feature that adds warmth and style to the heart of the home. Thoughtful upgrades continue outdoors, where the builder-grade trees have been replaced with beautiful live oak trees, adding character, shade, and long-term appeal to the oversized lot. An additional access door from the garage to the backyard provides convenient access for outdoor projects, entertaining, or storing recreational equipment. With its spacious lot, extended driveway, stylish finishes, flexible living spaces, large walk-in closets for all bedrooms, and beautifully curated upgrades, this home offers the perfect blend of functionality and modern design. A must-see property that truly stands out! Builder's structural warranty is still in place for another 8 years!

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Multiple Master Suites
  • Open Floorplan
  • Vaulted Ceilings
  • Wired For Sound

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Electric
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Playground
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Back Yard
  • Cleared
  • Cul De Sac
  • Hardwood Trees
  • Interior Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Erwin Farms Ph 4

HOA

  • Erwin Farms HOA

Schools

  • District: McKinney ISD
  • Elementary: Vega
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $231
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,012/mo

Principal & interest
$4,706/mo
Property taxes
$915/mo
Homeowners insurance (est.)
$303/mo
HOA dues
$88/mo
Loan amount
$584,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Hong Le

Kimberly Adams Realty

817-513-4708

MLS #
21394267

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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