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Financing available

$482,000

3605 Saint Croix Avenue, McKinney, TX 75071

3
beds
2
baths
2,132
sqft

Est. with seller financing: $4,567/mo

  • Single-family
  • Built in 2016
  • 7,449 sq ft lot
  • $226/sqft
  • $88/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

One story home?…Look no further for the PERFECT move-in ready home! This immaculate Beazer home feels like NEW! The office, just off the entry, features a front-facing window framed by elegant glass French doors. The secondary bedrooms are thoughtfully situated for added privacy and noise control. Entertaining is a breeze with the open floor plan featuring a generous formal dining area, spacious living room, and large kitchen island—just in time for your next party! Or, transform the dining room into an entertainment room, pool room, or the perfect space to showcase your grand piano. The options are endless! New lighting in the dining room, pendant lighting over the island, and updated lighting over the kitchen table add even more style and warmth. You will NOT want to miss this garage! With convenient front entry, this tandem garage offers extra space from front to back and side to side. Have three cars? Need additional workspace for tools, a workout gym or room for a boat? No problem! The possibilities are endless. Tucked away at the rear of the home, the private primary suite offers a peaceful retreat with a spacious 10x10 walk-in closet and a secluded built-in safe. The primary bathroom has dual vanities, and an oversized shower with seating. Outside, the extended patio and large covered cedar pavillion create the perfect setting for morning coffee, outdoor dining, or relaxing with friends and family. And the location can't be beat! Enjoy walking or a quick ride to the community swimming pool, while shopping, dining, and everyday conveniences are just minutes away. Beautifully maintained, exceptionally flexible, and move-in ready — this Erwin Farms home is one you won't want to miss!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Wired For Data
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Energy Star Acca Rsi Qualified Installation, Energy Star Qualified Equipment, Humidity Control, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Energy Star Qualified Equipment, Humidity Control

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Dryer
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Plumbed For Gas
  • Vented Exhaust Fan
  • Washer

Fireplace

  • Fireplaces: 1
  • Electric
  • Gas
  • Gas Log
  • Gas Starter
  • Living Room

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Outdoor Living Area
  • Private Yard
  • Rain Gutters
  • Uncovered Courtyard

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Additional Parking
  • Concrete
  • Covered
  • Direct Access
  • Door Single
  • Driveway
  • Enclosed
  • Garage Faces Front
  • Garage
  • Golf Cart Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level
  • Lighted
  • Oversized
  • Private
  • Secured
  • Side By Side
  • Tandem

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Erwin Farms Ph 1

HOA

  • Essex Management

Schools

  • District: McKinney ISD
  • Elementary: Naomi Press
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $226
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,567/mo

Principal & interest
$3,490/mo
Property taxes
$764/mo
Homeowners insurance (est.)
$225/mo
HOA dues
$88/mo
Loan amount
$433,800
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Laurie McGuire

Dave Perry Miller Real Estate

214-369-6000

MLS #
21371005

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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