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Financing available

$450,000

3606 River Creek Trail, Sherman, TX 75092

4
beds: 3.5
baths: 2,392
sqft

Est. with seller financing: $3,536/mo

Single-family
Built in 2027
6,098 sq ft lot
$188/sqft
$67/mo HOA
Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

New Construction on a Green Belt Lot offered by Award-Winning builder of Highland Homes presents the Renoir Plan! This two-story plan under construction offers 4 Bedrooms, 3.5 Baths, Loft, 2 Car Garage, Covered Front Porch and Covered Back Patio! This professionally designed plan is set to complete in October 2026. Upgrades to include Luxury Vinyl floors in the common areas, Fireplace with Designer Tile, Quartz Kitchen countertops, and upgraded floor and wall tile throughout! The Renoir Plan is built by Highland Homes and backed with a 1-2-6 warranty! Constructed in Sherman's first Master Planned Development of Heritage Ranch! This beautiful and convenient neighborhood includes plans for a pool, park, and pickleball courts as well as a retail phase for shopping! Located next to Highways 82 and 75 for added convenience!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Double Vanity
Eat In Kitchen
High Speed Internet
Kitchen Island
Loft
Open Floorplan
Pantry
Smart Home
Cable Tv
Vaulted Ceilings
Wired For Data
Walk In Closets
Air Filtration

Heating & cooling

Heating: Central, Energy Star Qualified Equipment, Fireplaces, Natural Gas, Zoned
Cooling: Central Air, Ceiling Fans, Electric, Energy Star Qualified Equipment, Zoned

Flooring

Carpet
Ceramic Tile
Luxury Vinyl Plank
Tile

Appliances

Some Gas Appliances
Dishwasher
Electric Oven
Gas Cooktop
Disposal
Gas Water Heater
Microwave
Plumbed For Gas
Tankless Water Heater
Vented Exhaust Fan

Fireplace

Fireplaces: 1
Decorative
Family Room
Gas
Glass Doors
Metal
Insert

Laundry

Washer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Lighting
Private Yard
Rain Gutters

Construction

Style: Traditional, Detached
Stories: 2
Roof: Composition
Foundation: Slab
Materials: Brick, Fiber Cement

Parking

Garage spaces: 2
Door Multi
Door Single
Driveway
Garage Faces Front
Garage
Garage Door Opener
Oversized
Side By Side

Lot

Back Yard
Greenbelt
Interior Lot
Lawn
Landscaped
Subdivision
Sprinkler System
Few Trees

Community

Neighborhood

Subdivision: Heritage Ranch

HOA

Schools

District: Sherman ISD
Elementary: Percy W Neblett
Middle: Sherman
High: Sherman

Financial & listing details

Listing

Price per sq ft: $188
County: Grayson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,536/mo

Down payment10% ($45,000)10%20%

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Principal & interest: $3,259/mo
Property taxes: Not available
Homeowners insurance (est.): $210/mo
HOA dues: $67/mo

Loan amount: $405,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Dina Verteramo

Highland Homes Realty

888-524-3182

MLS #: 21324315

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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