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Financing available

$450,000

3617 Mackenzie Lane, Richardson, TX 75082

4
beds
2
baths
2,393
sqft

Est. with seller financing: $4,243/mo

  • Single-family
  • Built in 1996
  • 9,583 sq ft lot
  • $188/sqft
  • $64/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Imagine never worrying about a Texas power outage again, because 3617 Mackenzie Lane features a powerhouse Kohler whole-home generator on its own dedicated gas line. This meticulously maintained, single-owner property delivers absolute structural peace of mind, anchored by high-efficiency replaced windows (2023) and a brand-new HVAC system (2024).The carpet-free main level showcases original hardwoods in the foyer and durable engineered hardwood floors through the living and dining areas. In the kitchen, a massive walk-in pantry handles storage, while a brand-new 2025 oven and microwave combo offers advanced steam and air-fry baking. While fully functional, the kitchen and bathrooms are primed for cosmetic updates, providing the ideal canvas to bring your personal design preferences to life. The primary suite serves as a quiet daily retreat, centered around an oversized jacuzzi tub designed for deep relaxation. Separated from the main living spaces for optimal privacy, it offers generous proportions, while the secondary bedrooms are smartly zoned to give guests or family members their own quiet spaces and ample closets. Step outside onto the spacious covered patio to enjoy a private backyard framed by a lush lawn of St. Augustine grass and mature trees. The perimeter is anchored by four established evergreen trees for natural, year-round privacy screening. For neighborhood recreation, you are a mere half a block from the community pool and playground. This prime location places you within the highly regarded Plano ISD school boundaries and minutes from the expansive trails of Breckinridge Park. Even the infrastructure is optimized for hobbies, featuring a sprawling three-car garage pre-plumbed for a hot and cold water sink. Every detail was engineered by its original owner to make daily life secure and effortless.

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Engineered Hardwood
  • Hardwood
  • Vinyl

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Gas
  • Gas Log
  • Gas Starter
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Alley Access
  • Door Multi
  • Driveway
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level
  • Garage Faces Rear

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Mackenzie Meadows #1

HOA

  • Spectrum Association Management

Schools

  • District: Plano ISD
  • Elementary: Schell
  • Middle: Otto
  • High: Mcmillen,Plano East

Financial & listing details

Listing

  • Price per sq ft: $188
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,243/mo

Principal & interest
$3,259/mo
Property taxes
$710/mo
Homeowners insurance (est.)
$210/mo
HOA dues
$64/mo
Loan amount
$405,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Megan Oh

eXp Realty LLC

888-519-7431

MLS #
21381151

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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