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Financing available

$209,900

3632 N 22nd Street, Waco, TX 76708

3
beds
1
baths
1,112
sqft

Est. with seller financing: $2,027/mo

  • Single-family
  • Built in 1951
  • 8,712 sq ft lot
  • $189/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming, move-in-ready 3-bedroom, 1-bath home has been recently remodeled and is nestled in a desirable in-town neighborhood, offering the perfect blend of modern updates and comfortable living. Step inside to discover a beautifully updated interior with thoughtful finishes and a welcoming feel. The spacious living area provides plenty of room to relax, gather, and entertain. The renovated kitchen is sure to impress with stunning granite countertops and brand-new appliances, creating a stylish and functional space for everyday living and entertaining. Each of the three bedrooms offers comfortable accommodations, while the completely remodeled bathroom features contemporary fixtures and finishes. Outside, enjoy the privacy of a fully fenced backyard, offering a great space for pets, play, gardening, or simply relaxing outdoors. Conveniently located close to schools, shopping, dining, transportation, and other everyday amenities, this delightful home is a wonderful opportunity for anyone looking for an updated home in a convenient location. Come see all this charming property has to offer and make it yours!

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Laminate

Appliances

  • Electric Oven
  • Vented Exhaust Fan

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition

Parking

  • Attached Carport
  • Driveway

Lot

  • Corner Lot

Community

Neighborhood

  • Subdivision: North Waco

Schools

  • District: Waco ISD
  • Elementary: Cedar Ridge
  • Middle: Cesar Chavez
  • High: Waco

Financial & listing details

Listing

  • Price per sq ft: $189
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,027/mo

Principal & interest
$1,520/mo
Property taxes
$409/mo
Homeowners insurance (est.)
$98/mo
Loan amount
$188,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Valerie Warschak

The Agency Waco

254-300-4034

MLS #
21356727

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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