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Financing available

$439,900

364 Ridgeland Oaks Drive, Fort Worth, TX 76120

5
beds
2.5
baths
2,951
sqft

Est. with seller financing: $4,124/mo

  • Single-family
  • Built in 2021
  • 5,009 sq ft lot
  • $149/sqft
  • $25/mo HOA
  • Tarrant County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Set on a corner lot in the Oak Ridge community, this 2021-built home offers 5 oversized bedrooms, 2.5 baths, and nearly 3,000 square feet of space. Fully paid-off solar panels convey with the home, giving the next owner the benefits of solar without a loan or lease to assume and helping reduce ongoing electricity costs.Space is a standout here. Each of the five generously sized bedrooms includes a walk-in closet, while the two largest bedrooms offer the size and flexibility to function as dual primary bedrooms—a great option for multigenerational living or extended-stay guests. The spacious kitchen features granite countertops, abundant workspace, and an eat-in counter for casual meals and gathering. Granite continues throughout the home for a cohesive, upgraded feel. Upstairs, a large flex space creates even more room to live and can easily serve as a game room, second family room, or playroom.Outside, enjoy a large back patio with covered pergola and lots of backyard space. A covered front porch & customized yard & garden watering system add to the exterior features. Additional owner upgrades include Ring and Blink security systems with exterior floodlights and multiple cameras, HVAC upgrades with regular professional maintenance, and a generator-ready electrical setup with an unused Westinghouse generator available for added preparedness during power outages. Oak Ridge offers neighborhood amenities that make it easy to enjoy time outdoors, with sidewalks along its spacious streets connecting residents to green spaces, a neighborhood pond, and playground. Convenient access to Loop 820 and I-30 makes commuting throughout DFW easier, while shopping, dining, and everyday conveniences remain close by.With five oversized bedrooms and walk-in closets, two potential primary bedrooms, multiple living spaces, paid-off solar, extensive owner-added improvements, and nearly 3,000 square feet, this Fort Worth home delivers a combination of space, versatility, and convenience.

Facts & features

Interior

Features

  • Eat In Kitchen
  • Granite Counters
  • Multiple Master Suites
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Appliances

  • Convection Oven
  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Garden
  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Kitchen Level

Lot

  • Back Yard
  • Corner Lot
  • Lawn
  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: Oak Rdg Ph 1

HOA

  • Legacy Southwest Property Management

Schools

  • District: Fort Worth ISD
  • Elementary: Loweryrd
  • Middle: Jean Mcclung
  • High: Eastern Hills

Financial & listing details

Listing

  • Price per sq ft: $149
  • County: Tarrant
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,124/mo

Principal & interest
$3,186/mo
Property taxes
$708/mo
Homeowners insurance (est.)
$205/mo
HOA dues
$25/mo
Loan amount
$395,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Wendy Danner, ARC Realty DFW · MLS #21358638 · 817-609-4115

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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