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Financing available

$550,000

380 County Road 123, Gainesville, TX 76240

4
beds
3
baths
2,220
sqft

Est. with seller financing: $4,732/mo

  • Single-family
  • Built in 1978
  • 76,230 sq ft lot
  • $248/sqft
  • Cooke County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Your own private North Texas retreat surrounded by nature. Escape the ordinary with nearly 2 acres and over 180 towering trees. The spacious four-bedroom, three-bath home offers a flexible floor plan with generous living areas. The updated kitchen is light and bright with granite counters and stainless steel appliances. You will love the functional mudroom and utility with direct access to garage and yard. Two custom fireplaces, one in the family room and one in the primary suite, perfect for cozy evenings. Generous sized secondary bedrooms and beautiful views out every window. Outside, you’ll find endless room to relax, entertain, and enjoy nature. Large covered patio for year round enjoyment plus a wrought iron fenced area ideal for pets or play. Love bird watching? This is your place. A covered parking pad with power provides convenient space for an RV, boat, or additional vehicles. Whether you're searching for quiet country living, extra space to spread out, or a property with both charm and functionality, this one offers a rare opportunity to enjoy the beauty of North Texas living. Conveniently located 8 minutes from historic downtown Gainesville and near Ray Roberts Lake State Park and Hubert M Moss Lake, offering easy access to boating, fishing, hiking, horseback riding, camping, and year-round outdoor recreation.

Facts & features

Interior

Features

  • Built In Features
  • Granite Counters
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Range
  • Disposal

Fireplace

  • Fireplaces: 2
  • Wood Burning Stove

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rv Hookup

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Asphalt
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Additional Parking
  • Asphalt
  • Carport
  • Direct Access
  • Driveway
  • Garage
  • Garage Door Opener
  • Oversized
  • Parking Pad
  • Rv Carport
  • Boat
  • Rv Access Parking

Lot

  • Acreage
  • Hardwood Trees
  • Landscaped
  • Many Trees

Community

Neighborhood

  • Subdivision: Bailey Acc

Schools

  • District: Gainesville ISD
  • Middle: Lee,Gainesvill
  • High: Gainesvill

Financial & listing details

Listing

  • Price per sq ft: $248
  • County: Cooke
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,732/mo

Principal & interest
$3,983/mo
Property taxes
$492/mo
Homeowners insurance (est.)
$257/mo
Loan amount
$495,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Kelley Cann, Keller Williams Realty DPR · MLS #21262318 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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