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Financing available

$674,990

3816 Pilot Drive, Plano, TX 75025

5
beds
4.5
baths
3,672
sqft

Est. with seller financing: $6,256/mo

  • Single-family
  • Built in 1998
  • 10,890 sq ft lot
  • $184/sqft
  • $50/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Lovely 5 bedrooms + 4.5 baths + 3 car garage + 3672 square feet in Highland Ridge at Russell Creek Estates in sought after Plano ISD. Perfect multigenerational living, large families, guest or buyers who need multiple living spaces. Primary and secondary bedroom downstairs. New roof & HVAC 2025. Inside you’ll find brand new carpet upstairs in 2026, soaring ceilings, abundant natural light, crown molding, and multiple spacious living and entertaining areas. The main living room offers a fireplace with built in architectural detail, while the open kitchen and oversized dining area with stainless steel appliances and a breakfast bar. The private primary suite features tray ceilings, bay windows, and an ensuite bath. A second bedroom downstairs with a full bath provides excellent flexibility. Multiple staircases lead upstairs to offer a large living room perfect for game room, theatre or pool table, as well as three additional bedrooms, one of which has an ensuite bath. The large 3 car garage includes an extra storage room perfect for all of your holiday decorations, and the enclosed driveway features an electric wood gate. Feeds to highly rated Wyatt Elementary, Rice Middle, Jasper HS, Plano West SH. Community amenities include two swimming pools, tennis courts, pickleball courts, basketball courts, a playground, and close proximity to Russell Creek Park. Conveniently located near SH 121, the Dallas North Tollway, US 75, Legacy West, Stonebriar Centre, The Star, dining, shopping, and entertainment

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • In Law Floorplan
  • Kitchen Island
  • Multiple Master Suites
  • Multiple Staircases
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces
  • Cooling: Attic Fan, Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Tile

Appliances

  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas Starter

Laundry

  • Common Area
  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Garden
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Asphalt, Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Alley Access
  • Covered
  • Direct Access
  • Driveway
  • Electric Gate
  • Enclosed
  • Garage
  • Garage Door Opener
  • Garage Faces Rear
  • Side By Side
  • Storage

Pool

  • Community

Lot

  • Back Yard
  • Lawn
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Highland Ridge Viii

HOA

  • Estates of Russel Creek

Schools

  • District: Plano ISD
  • Elementary: Wyatt
  • Middle: Rice
  • High: Jasper,Plano West

Financial & listing details

Listing

  • Price per sq ft: $184
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,256/mo

Principal & interest
$4,888/mo
Property taxes
$1,003/mo
Homeowners insurance (est.)
$315/mo
HOA dues
$50/mo
Loan amount
$607,491
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Beth Raines, Raines Realty · MLS #21321932 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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