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Financing available

$349,900

3900 Oceanview Drive, Denton, TX 76208

3
beds
2
baths
1,851
sqft

Est. with seller financing: $3,277/mo

  • Single-family
  • Built in 2013
  • 5,009 sq ft lot
  • $189/sqft
  • $20/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Renovations a-plenty and $5k Seller Concessions!! Brand-new luxury vinyl plank flooring, new carpet and new tile throughout, fresh interior paint, new quartz countertops, new sinks, and new fixtures in the kitchen and bathrooms, new lighting, new appliances, new water heater, plus partial new fencing and sod in back yard. The true highlight of this beautifully updated single story home is the expansive covered deck overlooking the backyard—an ideal space for entertaining, relaxing with family and friends, or simply unwinding at the end of the day. Inside, the flexible 1,851 sf floor plan offers comfortable living spaces, 3 bedrooms, 2 baths and a dedicated office perfect for working from home, hobbies, or a playroom. Whether you're a first-time homebuyer, downsizing, or looking to expand your investment portfolio, this move-in-ready property checks all the boxes. Residents enjoy access to community amenities including a pool and playground, with schools conveniently located nearby. Easy access to I-35E makes commuting throughout the DFW Metroplex a breeze, while the close proximity to the University of North Texas and Texas Woman's University adds convenience and long-term investment appeal. With extensive updates already completed and exceptional outdoor living space, this home offers the perfect combination of value, comfort, and location. All that's left to do is move in and enjoy! Use the $5k Seller Concessions towards rate buy down or closing costs!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Kitchen Island
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Disposal
  • Gas Range
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Gas Starter
  • Living Room
  • Raised Hearth
  • Stone

Exterior & lot

Features

  • Deck
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Fiber Cement

Parking

  • Garage spaces: 2
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Inside Entrance

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Villages Of Carmel Ph I

HOA

  • Legacy Southwest PM

Schools

  • District: Denton ISD
  • Elementary: Pecancreek
  • Middle: Bettye Myers
  • High: Ryan H S

Financial & listing details

Listing

  • Price per sq ft: $189
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,277/mo

Principal & interest
$2,534/mo
Property taxes
$560/mo
Homeowners insurance (est.)
$163/mo
HOA dues
$20/mo
Loan amount
$314,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Karina Smith

Compass RE Texas, LLC

469-485-7806

MLS #
21372563

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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