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Financing available

$395,000

3906 Southbend Drive, Denison, TX 75020

4
beds
3
baths
2,262
sqft

Est. with seller financing: $3,843/mo

  • Single-family
  • Built in 2022
  • 5,750 sq ft lot
  • $175/sqft
  • $46/mo HOA
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Natural light, flexible living space, and a location that connects you to everything—this 4-bedroom, 3-bath home in The Reserve at Gateway Village checks all the boxes. Built in 2022 by Highland Homes and meticulously maintained, this 2,262-square-foot home offers the benefits of newer construction without the wait. The open-concept design creates an easy flow between the living, dining, and kitchen areas, making everyday living and entertaining feel effortless. The kitchen is designed to be the heart of the home, featuring quartz countertops, a large center island, abundant workspace, and plenty of storage. Upstairs, a versatile flex space offers endless possibilities as a game room, home office, media room, or additional living area. Smart home features and energy-efficient construction add convenience and long-term value. Life in The Reserve extends beyond your front door. Residents enjoy direct access to Texoma Health Foundation Park, complete with a splash pad, playgrounds, sports courts, sand volleyball courts, baseball and soccer fields, and expansive green spaces. Scenic walking and biking trails wind through heavily treed greenbelts and creek-lined areas, while pedestrian-friendly sidewalks connect directly to Gateway Village’s dining, shopping, and entertainment destinations, including CJ’s Coffee Cafe, HeyDay Entertainment, and Urban Air. Loy Lake is just minutes away, and Lake Texoma is a short drive north for boating, fishing, camping, and recreation. ask listing agent about seller preferred lender incentive available to buyer. Move-in ready, thoughtfully designed, and ideally located, this home offers the opportunity to enjoy one of Denison’s most connected and rapidly growing community

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Walk In Closets

Heating & cooling

  • Heating: Energy Star Qualified Equipment, Natural Gas
  • Cooling: Attic Fan, Central Air, Ceiling Fans, Electric, Energy Star Qualified Equipment

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Appliances

  • Dishwasher
  • Electric Cooktop
  • Disposal
  • Gas Oven
  • Microwave
  • Tankless Water Heater
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Family Room
  • Gas
  • Gas Log

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Fiber Cement

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Off Street

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: RESERVE

HOA

  • CMA

Schools

  • District: Denison ISD
  • Elementary: Hyde Park
  • Middle: Henry Scott,Mcdaniel
  • High: Denison

Financial & listing details

Listing

  • Price per sq ft: $175
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,843/mo

Principal & interest
$2,860/mo
Property taxes
$753/mo
Homeowners insurance (est.)
$184/mo
HOA dues
$46/mo
Loan amount
$355,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Chyann Wray, Coldwell Banker Realty · MLS #21241010 · 972-771-9001

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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