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Financing available

$430,000

3925 Gardenia Lane, McKinney, TX 75070

4
beds
2.5
baths
2,601
sqft

Est. with seller financing: $4,008/mo

  • Single-family
  • Built in 2001
  • 11,761 sq ft lot
  • $165/sqft
  • $33/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautifully situated 2-story home in a prime central McKinney location, just minutes from US-121 and I-75! This corner-lot home sits on an oversized lot of more than a quarter acre, offering an incredible backyard with endless possibilities for a pool, garden, play area, or outdoor entertaining space. The beautiful front elevation welcomes you with charming built-in stone benches. Inside, you’ll find a private office with French doors on the right and a formal dining room on the left. The bright and spacious living area features a wall of windows that fills the home with natural light and creates a warm, inviting atmosphere. The large kitchen offers beautiful wood cabinetry, granite countertops, and plenty of space for cooking and gathering. Upstairs, all bedrooms are conveniently located together, along with a spacious game or media room. Each bedroom features its own walk-in closet! The primary suite offers a comfortable retreat with a spacious ensuite bathroom featuring a large walk-in closet, soaking tub, separate shower, and dual sinks. Step outside to the expansive backyard featuring a built-in covered patio complete with a grill and sink, making it the perfect spot for weekend cookouts and family gatherings. With so much room to work with, there is plenty of space to create your dream backyard oasis, including a pool and more! Ideally located close to shopping, dining, entertainment, and everyday conveniences, with the new amphitheater, Cannon Beach Resort, and Kalahari Resort just a short drive away. Plano, Frisco, and Allen are also all within easy reach. Come see the possibilities this wonderful home has to offer and enjoy beautiful McKinney living!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal

Fireplace

  • Fireplaces: 1
  • Gas
  • Living Room

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Built In Barbecue
  • Barbecue
  • Outdoor Grill
  • Rain Gutters
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Alley Access
  • Concrete
  • Direct Access
  • Driveway
  • Garage
  • Kitchen Level
  • Lighted
  • Garage Faces Rear
  • Side By Side
  • Storage

Pool

  • Community

Lot

  • Corner Lot
  • Few Trees

Community

Neighborhood

  • Subdivision: Eldorado Heights Sec II Ph Vii-A

HOA

  • Greenhouse

Schools

  • District: McKinney ISD
  • Elementary: Johnson
  • Middle: Evans
  • High: Mckinney

Financial & listing details

Listing

  • Price per sq ft: $165
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,008/mo

Principal & interest
$3,114/mo
Property taxes
$660/mo
Homeowners insurance (est.)
$201/mo
HOA dues
$33/mo
Loan amount
$387,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Cory Bertrand

Keller Williams NO. Collin Cty

972-562-8883

MLS #
21381000

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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