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Financing available

$311,000

3936 Mercedes Bend, Heartland, TX 75126

4
beds
3
baths
2,303
sqft

Est. with seller financing: $2,443/mo

  • Single-family
  • Built in 2022
  • 5,353 sq ft lot
  • $135/sqft
  • $46/mo HOA
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Yes! AMAZING PRICE CHANGE! Step into this impeccably maintained, natural light filled residence in Heartland, where refined design meets modern sophistication. An expansive open-concept layout is enhanced by elegant white and gray porcelain flooring (looks like marble) throughout the main living areas, while plush carpeting in all bedrooms and upstairs spaces offers elevated comfort. The living room is anchored by a striking floor-to-ceiling contemporary fireplace feature wall, creating a dramatic yet inviting centerpiece ideal for both everyday living and stylish entertaining. Property sold (as is) The chef-inspired kitchen impresses with an oversized island, gas cooktop, thoughtfully designed for effortless entertaining and daily enjoyment alike. This spacious home offers 4 bedrooms and 3 full bathrooms, complemented by walk-in closets and a separate laundry room for added convenience. First floor offers the convenience of the master en suite as well and a secondary bedroom and full bath for guest! Additional architectural details include elegant wood and iron stair railings with carpeted steps, and a flowing layout crafted for comfort and functionality. A generously proportioned loft overlooks the main level, providing a versatile second living space perfectly suited for a media retreat, game room, home gym, or office! Situated in the sought-after Heartland community, this home seamlessly blends contemporary style with timeless craftsmanship—don’t miss your opportunity to make it yours! All information, including but not limited to, measurements, taxes, schools, and zoning, is deemed reliable but not guaranteed. Buyer and buyer's agent to verify all information.

Facts & features

Interior

Features

  • Kitchen Island
  • Loft
  • Open Floorplan
  • Smart Home
  • Vaulted Ceilings
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Tile

Appliances

  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Microwave

Fireplace

  • Fireplaces: 1
  • Electric
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway

Pool

  • Community

Community

Neighborhood

  • Subdivision: Heartland Ph 17

HOA

  • Heartland Community Association

Schools

  • District: Crandall ISD
  • Elementary: Opal Smith
  • Middle: Heartland
  • High: Crandall

Financial & listing details

Listing

  • Price per sq ft: $135
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,443/mo

Principal & interest
$2,252/mo
Property taxes
Not available
Homeowners insurance (est.)
$145/mo
HOA dues
$46/mo
Loan amount
$279,900
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Glenda Mathews, Real Broker, LLC · MLS #21156850 · 855-450-0442

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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