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Financing available

$254,900

3955 Bellingham Lane, Heartland, TX 75126

4
beds
2.5
baths
2,546
sqft

Est. with seller financing: $2,829/mo

  • Single-family
  • Built in 2022
  • 12,850 sq ft lot
  • $100/sqft
  • $75/mo HOA
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

A 4-bedroom, 2.5-bath home on an expansive lot in Heartland! From the brick and stone exterior and covered front porch to the open-concept interior, this home is designed for comfortable living and entertaining. Highlights include hardwood floors, fresh neutral tones, designer lighting, a spacious living area, formal dining room, and a well-appointed kitchen with granite countertops, custom cabinetry, gas cooktop, built-in microwave, walk-in pantry, breakfast bar, and bright breakfast nook. The private primary suite offers an ensuite bath and large walk-in closet, while three additional bedrooms and an upstairs game room provide plenty of flexibility. Enjoy the covered patio and fully fenced backyard with room to play, relax, or entertain. Heartland amenities include pools, parks, trails, fitness center, sports courts, playgrounds, and a 35-acre stocked lake with fishing pier.

Facts & features

Interior

Features

  • Pantry

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Appliances

  • Dishwasher
  • Disposal

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Garage

Community

Neighborhood

  • Subdivision: Heartland Ph 14

HOA

  • Community Management Association

Schools

  • District: Crandall ISD
  • Elementary: Opal Smith
  • Middle: Crandall
  • High: Crandall

Financial & listing details

Listing

  • Price per sq ft: $100
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,829/mo

Principal & interest
$1,846/mo
Property taxes
$789/mo
Homeowners insurance (est.)
$119/mo
HOA dues
$75/mo
Loan amount
$229,410
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Joseph Guerrero, Real Estate Diplomats · MLS #21396553 · 214-449-1155

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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