HFPHome Finance
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Financing available

$220,000

4004 Ridgetop Drive, Heartland, TX 75126

3
beds
2
baths
1,404
sqft

Est. with seller financing: $2,279/mo

  • Single-family
  • Built in 2008
  • 4,879 sq ft lot
  • $157/sqft
  • $17/mo HOA
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming Single-Story 3-Bedroom Home in Crandall ISD — Bright, Open & Move-In Ready! Welcome to this delightful single-story 3-bedroom, 2-bathroom home offering 1,449 sq ft of bright, comfortable living space in the Crandall ISD — a wonderful opportunity for families, first-time buyers, or anyone looking for a well-designed home that simply feels great to live in! Step inside and immediately appreciate the bright and open floor plan that creates a warm, welcoming, and effortlessly connected living experience from the moment you arrive. Natural light pours throughout, giving every room a cheerful and airy feel that makes this home stand out in the best possible way. The kitchen opens beautifully to both the dining area and the living room, creating a seamless flow that is perfectly designed for everyday family life and casual entertaining alike. Whether you are preparing a weeknight dinner while catching up with the family or hosting friends for a relaxed weekend gathering, this layout makes it all feel natural and enjoyable. The living room fireplace adds a cozy and inviting focal point that transforms evenings at home into something truly special — the kind of feature that makes you look forward to coming home every single day. The smart split bedroom plan is a fantastic layout feature, providing privacy and separation between the primary suite and the secondary bedrooms — ideal for families who appreciate having their own defined spaces within the home. Two full bathrooms ensure that morning routines and daily living stay smooth and stress-free for everyone in the household. Zoned to Crandall ISD, this home is a wonderful choice for families prioritizing access to quality local schools. Bright, open, charming, and ready — this one is a fantastic value and an opportunity you will not want to miss!

Facts & features

Interior

Features

  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Laminate

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Wood Burning

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage Faces Front
  • Garage

Pool

  • Community

Lot

  • Subdivision

Community

Neighborhood

  • Subdivision: Heartland Tr B Ph 2a

HOA

  • Unknown

Schools

  • District: Crandall ISD
  • Elementary: Barbara Walker
  • Middle: Raynes
  • High: Crandall

Financial & listing details

Listing

  • Price per sq ft: $157
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,279/mo

Principal & interest
$1,593/mo
Property taxes
$566/mo
Homeowners insurance (est.)
$103/mo
HOA dues
$17/mo
Loan amount
$198,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Brandon Plummer, Orchard Brokerage · MLS #21345920 · 844-515-9880

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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