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Financing available

$185,000

401 Powers Street, Lacy Lakeview, TX 76705

3
beds
1
baths
1,172
sqft

Est. with seller financing: $1,609/mo

  • Single-family
  • Built in 1915
  • 15,002 sq ft lot
  • $158/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming and well-kept 3-bedroom, 1-bath home situated on TWO spacious lots in Lacy Lakeview! Offering 1,172 sq. ft., this home combines timeless character with thoughtful updates. Recent improvements include an updated kitchen with cabinetry installed in 2021, updated plumbing, kitchen and hallway flooring, a refreshed third bedroom with its own mini-split, and a new roof installed in January 2025. Original hardwood floors add warmth throughout the living room, dining room, and two bedrooms. The third bedroom includes the laundry area and offers flexible use as a bedroom, office, hobby room, or additional living space. The spacious backyard offers plenty of room for entertaining, gardening, a future pool, or workshop. Enjoy a covered back porch, mature shade trees, garden arch, growing pomegranate tree, chicken coop, and a 25' x 30' concrete slab ready for a future workshop, garage, or additional outdoor space. An active 20-foot well with approximately 13 feet of water year-round provides added functionality. The automatic gated entrance with two remotes offers convenience, privacy, and security. Stove and all window blinds convey. Conveniently located minutes from TSTC, shopping, dining, schools, and downtown Waco. A unique property with character, updates, space, and room to grow. Seller offering up to $8,000 toward buyer closing costs with an acceptable offer.

Facts & features

Interior

Features

  • Built In Features
  • Pantry

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Hardwood
  • Laminate

Appliances

  • Electric Cooktop
  • Electric Oven
  • Electric Range
  • Electric Water Heater

Laundry

  • Washer Hookup
  • Dryer Hookup

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Shingle
  • Foundation: Pillar Post Pier

Parking

  • Additional Parking
  • Driveway
  • Electric Gate
  • Enclosed
  • Gravel
  • Gated
  • Off Street
  • Parking Pad

Community

Neighborhood

  • Subdivision: Lacy Summit

Schools

  • District: Connally ISD
  • Elementary: Connally
  • Middle: Connally
  • High: Connally

Financial & listing details

Listing

  • Price per sq ft: $158
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,609/mo

Principal & interest
$1,340/mo
Property taxes
$183/mo
Homeowners insurance (est.)
$86/mo
Loan amount
$166,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Renita Rodriguez, EG Realty · MLS #21222820 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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