Financing available

$228,000

401 S Llano Street, Whitney, TX 76692

3
beds: 2
baths: 1,138
sqft

Est. with seller financing: $2,083/mo

Single-family
Built in 2004
6,882 sq ft lot
$200/sqft
Hill County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Whether you’re searching for an affordable place to call home, weekend getaway, vacation rental or investment property, this home checks all the boxes. This three bedroom, two bath home is conveniently located in the heart of Whitney near local amenities, yet minutes from beautiful Lake Whitney, Lake Whitney State Park and endless outdoor recreation. Additional bonus features include a two-car carport with rear alley access, a 14x12 storage building on slab, new chain link fencing and a screened in back porch, perfect to sit back and enjoy a cup of coffee to start or end the day. Recent major capital upgrades include a new AC unit in 2025 and freshly re-shingled roof in 2025. Laundry room is located in the garage. This turn-key property is ready for its next chapter, schedule your showing today!

Facts & features

Interior

Features

Eat In Kitchen

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Tile

Appliances

Dishwasher
Electric Oven
Electric Range
Electric Water Heater
Disposal

Fireplace

Fireplaces: 1
Electric

Laundry

Washer Hookup
Dryer Hookup
In Garage

Exterior & lot

Construction

Style: Detached
Stories: 1
Roof: Composition
Foundation: Slab

Parking

Garage spaces: 1
Additional Parking
Alley Access
Detached Carport
Garage

Community

Neighborhood

Subdivision: Greenwade

Schools

District: Whitney ISD
Elementary: Whitney
Middle: Whitney
High: Whitney

Financial & listing details

Listing

Price per sq ft: $200
County: Hill
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,083/mo

Down payment10% ($22,800)10%20%

See If You Qualify

Principal & interest: $1,651/mo
Property taxes: $326/mo
Homeowners insurance (est.): $106/mo

Loan amount: $205,200
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Bonnie Terrell

Ramsey Realty Group - Stephenville

(903) 759-3333

MLS #: 21397228

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify