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Financing available

$345,900

408 Valley Ridge Drive, Red Oak, TX 75154

3
beds
2
baths
2,155
sqft

Est. with seller financing: $3,262/mo

  • Single-family
  • Built in 2013
  • 8,276 sq ft lot
  • $161/sqft
  • $17/mo HOA
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to your new home in highly desirable Red Oak! This beautiful brick, rock,stone 3-bedroom, 2-bath home offers a spacious and inviting layout with high ceilings and an open-concept design that makes everyday living and entertaining a breeze. Step inside to welcoming living area featuring a cozy fireplace and plenty of natural space for gathering with family and friends. The open kitchen and living area create a seamless flow throughout the heart of the home. A versatile study or home office is conveniently located at the front of the house, perfect for working from home , studying , or creating a quiet flex space. The private primary suite offers a comfortable retreat, while two additional bedrooms provide plenty of space for family, guest, or hobbies. Outside, enjoy the spacious backyard patio, perfect for morning coffee, weekend barbecues, or relaxing evenings outdoors. Additional highlights include a two-car garage, brick exterior, high ceilings, open-concept living, fireplace, dedicated study, and a desirable location. Conveniently located within walking distance of schools, restaurants, and everyday amenities, this home offers the lifestyle so many buyers are looking for in Red Oak. Come see why this home- and the Red Oak community-are the perfect place to call home!!

Facts & features

Interior

Features

  • Vaulted Ceilings

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Water Heater
  • Disposal

Fireplace

  • Fireplaces: 1
  • Living Room
  • Wood Burning

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Covered
  • Garage
  • Garage Faces Rear

Community

Neighborhood

  • Subdivision: Fox Hollow Estates East Ph II

HOA

  • Fox Hollow HOA

Schools

  • District: Red Oak ISD
  • Elementary: Red Oak
  • Middle: Red Oak
  • High: Red Oak

Financial & listing details

Listing

  • Price per sq ft: $161
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,262/mo

Principal & interest
$2,505/mo
Property taxes
$579/mo
Homeowners insurance (est.)
$161/mo
HOA dues
$17/mo
Loan amount
$311,310
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Marcelina Guerrero

Value Properties

214-943-6660

MLS #
21379407

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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