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Financing available

$220,000

408 W Heron Street, Denison, TX 75020

4
beds
2
baths
1,480
sqft

Est. with seller financing: $2,099/mo

  • Single-family
  • Built in 1930
  • 17,990 sq ft lot
  • $149/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Completely renovated and move-in ready, this beautifully updated 4-bedroom, 2-bath home sits on an oversized lot just minutes from historic downtown Denison. Step inside to discover soaring ceilings, luxury vinyl plank flooring throughout, fresh interior paint, elegant crown molding, and upgraded 5½-inch baseboards that create a clean, modern feel. The spacious kitchen offers abundant cabinet and counter space, opens to a bright breakfast area, and is ideal for everyday living or entertaining. The private primary suite features a walk-in closet and a beautifully updated ensuite bath, while the secondary bathroom has also been tastefully renovated. Outside, enjoy a large backyard with an oversized deck, a generous storage shed, and plenty of room for a workshop, pool, garden, or outdoor recreation. Conveniently located near shopping, dining, schools, US-75, and the charm of downtown Denison, with easy access to Lake Texoma for boating, fishing, and weekend adventures. This beautifully renovated home offers the perfect blend of modern updates, space, and location.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Wood Siding

Parking

  • Driveway

Community

Neighborhood

  • Subdivision: Belcher

Schools

  • District: Denison ISD
  • Elementary: Mayes
  • Middle: Henry Scott,Mcdaniel
  • High: Denison

Financial & listing details

Listing

  • Price per sq ft: $149
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,099/mo

Principal & interest
$1,593/mo
Property taxes
$403/mo
Homeowners insurance (est.)
$103/mo
Loan amount
$198,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Derek Baker

Pro Deo Realty

214-551-4604

MLS #
21347528

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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