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Financing available

$531,496

410 Rancher Trail, Waxahachie, TX 75165

4
beds: 3.5
baths: 2,727
sqft

Est. with seller financing: $4,155/mo

Single-family
Built in 2026
44,256 sq ft lot
$195/sqft
$58/mo HOA
Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

BRAND NEW HOME ON 1 ACRE with Natural Gas! Live spaciously in this expansive 4 bedroom, 3.5 bathroom home with a versatile loft and 3 car garage. Soaring vaulted ceilings create an airy atmosphere, while vast windows flood the interior with light. The open concept layout seamlessly blends living, dining, and kitchen for effortless entertaining. Unwind in the owner's suite with a luxurious primary bathroom and walk-in closet. Second bedroom down with en-suite full bath. Two bedrooms up with second living area provide comfortable accommodations. The loft space offers endless possibilities like a home office, playroom, media room, and more. Step outside to your private acre lot backing to trees and private ranch, a haven for outdoor enjoyment. Grill on the patio, play games in the yard, or simply soak up the sunshine. Experience the perfect blend of comfort, space, and tranquility all on an acre lot. Schedule your showing today! ****PHOTOS ARE OF SAME PLAN AND NOT THE ACTUAL HOME

Facts & features

Interior

Features

Double Vanity
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Cable Tv
Vaulted Ceilings
Wired For Data
Walk In Closets

Heating & cooling

Heating: Central, Energy Star Qualified Equipment, Natural Gas
Cooling: Central Air, Energy Star Qualified Equipment

Flooring

Carpet
Ceramic Tile
Luxury Vinyl Plank

Appliances

Dishwasher
Gas Cooktop
Disposal
Microwave
Tankless Water Heater
Vented Exhaust Fan

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 2
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 3
Door Single
Driveway
Garage Faces Front
Garage
Garage Door Opener
Garage Faces Side

Lot

Acreage
Cleared
Cul De Sac
Native Plants
Pasture

Community

Neighborhood

Subdivision: Ellis Ranch Estates

HOA

Neighborhood Management, Inc.

Schools

District: Palmer ISD
Elementary: Palmer
Middle: Palmer
High: Palmer

Financial & listing details

Listing

Price per sq ft: $195
County: Ellis
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,155/mo

Down payment10% ($53,150)10%20%

See If You Qualify

Principal & interest: $3,849/mo
Property taxes: Not available
Homeowners insurance (est.): $248/mo
HOA dues: $58/mo

Loan amount: $478,346
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Kristen Peters

Pinnacle Realty Advisors

972-338-5441

MLS #: 21406263

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify