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Financing available

$390,000

4108 Old Mill Road, Waco, TX 76710

2
beds
2
baths
2,464
sqft

Est. with seller financing: $3,862/mo

  • Single-family
  • Built in 1986
  • 4,400 sq ft lot
  • $158/sqft
  • $200/mo HOA
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 4108 Old Mill Road where a lovely, traditional style patio home awaits a new owner! As you enter the courtyard, you will find an inviting area with both a sun-filled space and a covered, protected space to enjoy your morning coffee in any weather. These two spaces will also be home to your landscaping dreams with inground planting beds and ample space for potted plants. The home's original oak wood floors and high vaulted ceilings will take your breath away the moment you walk in. The open concept living and dining space, paired with the vaulted ceilings, makes the space feel big and grand while the wood-burning fireplace, a brick hearth, and custom built-ins help the large space retain a cozy homelike feel that will make you and guests alike want to stay awhile. The kitchen provides for a separate wet bar and breakfast area, making this home great for someone who enjoys cooking or hosting. The primary bedroom is large enough to comfortably fit a king-sized bed with side tables as well as a seating area for reading or watching your favorite movies. Steps away you will find the ensuite primary bathroom with a lengthy double vanity offering ample counterspace. A separate bathtub and frameless glass shower are perfect for a relaxing soak or a quick rinse. The second oversized bedroom can lend itself to many possibilities that combine your various needs - guest room and office, guest room and hobby room, or office and hobby room. The sky is the limit! This home boasts many thoughtful improvements preserving the charm of the home but updating for modern convenience; such as custom wood shutters, window tinting for energy efficiency, updated kitchen with granite countertops, elegant tiled backsplash and new kitchen appliances. Also, new 30-year roof installed (2022), interior paint (2022) and chimney swept (2022). Whether you are looking for a peaceful retreat or a home to fill with guests. This home is your oyster, come take a look and fall in love today!

Facts & features

Interior

Features

  • Wet Bar
  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Tile
  • Vinyl
  • Wood

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Living Room
  • Masonry
  • Wood Burning

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Garden Home
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage Faces Front

Pool

  • Community

Lot

  • Zero Lot Line

Community

Neighborhood

  • Subdivision: Windmill Hill

HOA

  • Windmill Hill HOA
  • Maintenance Front Yard

Schools

  • District: Waco ISD
  • Elementary: Mountainview
  • Middle: Tennyson
  • High: Waco

Financial & listing details

Listing

  • Price per sq ft: $158
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,862/mo

Principal & interest
$2,824/mo
Property taxes
$656/mo
Homeowners insurance (est.)
$182/mo
HOA dues
$200/mo
Loan amount
$351,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Ashley Burgess Weist

Kelly, Realtors

254-741-1500

MLS #
21355511

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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