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Financing available

$524,900

416 Spruce Brook Drive, McKinney, TX 75071

4
beds: 3
baths: 1,942
sqft

Est. with seller financing: $4,177/mo

Single-family
Built in 2026
6,382 sq ft lot
$270/sqft
$131/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Entry welcomes you with a 12-foot ceiling. Open kitchen offers a 5-burner gas cooktop, a center island and a spacious pantry. Dining area flows into open family room with wall of windows. Secluded primary suite includes primary bath with dual vanities, garden tub, separate glass-enclosed shower and a large walk-in closet. Abundant closet space in the secondary bedrooms. Covered backyard patio. Mud room off the two-car garage.

Facts & features

Interior

Features

Built In Features
Decorative Designer Lighting Fixtures
Eat In Kitchen
Granite Counters
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Smart Home
Cable Tv
Walk In Closets

Heating & cooling

Heating: Zoned
Cooling: Ceiling Fans, Zoned

Flooring

Carpet
Tile

Appliances

Dishwasher
Gas Cooktop
Disposal
Gas Water Heater
Microwave
Tankless Water Heater

Exterior & lot

Features

Lighting
Rain Gutters

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick, Rock, Stone

Parking

Garage spaces: 2
Door Multi
Garage Faces Front
Garage

Lot

Subdivision
Sprinkler System
Few Trees

Community

Neighborhood

Subdivision: Trinity Falls

HOA

CCMC Corporate Office

Schools

District: McKinney ISD
Elementary: Ruth and Harold Frazier
Middle: Johnson
High: McKinney North

Financial & listing details

Listing

Price per sq ft: $270
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,177/mo

Down payment10% ($52,490)10%20%

See If You Qualify

Principal & interest: $3,801/mo
Property taxes: Not available
Homeowners insurance (est.): $245/mo
HOA dues: $131/mo

Loan amount: $472,410
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Lee Jones

Perry Homes Realty LLC

713-948-6666

MLS #: 21368967

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify