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Financing available

$250,000

417 Pin Oak Lane, Royse City, TX 75189

3
beds
2
baths
1,436
sqft

Est. with seller financing: $2,348/mo

  • Single-family
  • Built in 2005
  • 11,761 sq ft lot
  • $174/sqft
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Situated on nearly a third-acre lot in the quiet Rustic Meadows neighborhood, this super-clean home offers comfortable living, generous room sizes and a convenient location just minutes from the charming shops and restaurants of historic downtown Royse City. Rich laminate flooring, high ceilings and a beautiful brick fireplace create a warm, welcoming feel from the moment you step inside. The light-filled kitchen and dining area offer abundant natural light and a spacious pantry for extra storage, while stylish barn doors at the laundry room add a touch of modern character and make great use of space. The oversized primary suite easily accommodates a king-size bed with plenty of room left for a home office, reading nook or sitting area. The primary bath features a separate garden tub and shower along with a spacious walk-in closet. Both secondary bedrooms are larger than average and include walk-in closets—an unexpected bonus at this price point. Outside, the nearly one-third-acre lot provides plenty of room to enjoy the outdoors, and with no HOA, you have added flexibility to make the property your own. A highly desirable two-car garage completes the package. All of this is less than five minutes from I-30 for an easy commute and offered at an excellent $250,000 price point. Whether you're looking for your first home, your next home or a comfortable place to right-size, this one is definitely worth a look!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Laminate
  • Vinyl

Appliances

  • Dishwasher
  • Electric Range
  • Disposal

Fireplace

  • Fireplaces: 1
  • Masonry
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Back Yard
  • Irregular Lot
  • Lawn

Community

Neighborhood

  • Subdivision: Rustic Meadows 3 Sec 4

Schools

  • District: Royse City ISD
  • Elementary: Davis
  • Middle: Ouida Baley
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $174
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,348/mo

Principal & interest
$1,810/mo
Property taxes
$421/mo
Homeowners insurance (est.)
$117/mo
Loan amount
$225,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Michelle Coker, HomeSmart · MLS #21383760 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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