HFPHome Finance
Partner
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Financing available

$320,000

428 River Oaks Lane, Richardson, TX 75081

2
beds
2.5
baths
1,657
sqft

Est. with seller financing: $3,093/mo

  • Single-family
  • Built in 1977
  • 5,009 sq ft lot
  • $193/sqft
  • Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this well-positioned home in Richardson's established Richland Park neighborhood. Offering 1,657 sq ft of living space, this 2-bedroom, 2.5-bath residence combines a comfortable floor plan with a convenient location and the opportunity to make the home your own. Inside, hardwood flooring and abundant natural light create a warm and inviting atmosphere, while the fireplace adds a cozy focal point to the living space. The layout offers comfortable gathering areas along with well-proportioned bedrooms and baths, making the home equally suited for everyday living or entertaining. Step outside to enjoy the home's private patio and manageable 5,000-sq-ft lot—an ideal setting for morning coffee, outdoor dining, gardening, or simply enjoying your own outdoor space without the upkeep of a larger property. The established neighborhood offers a mature residential setting with convenient access to shopping, dining, parks, major roadways, and the many amenities Richardson has to offer. With its combination of location, functionality, and opportunity, this home presents an appealing option for buyers looking to put down roots in a well-established North Texas community. Come see the potential and discover how this Richardson address could fit your next chapter.

Facts & features

Interior

Features

  • Pantry

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven

Fireplace

  • Fireplaces: 1
  • Living Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1

Parking

  • Garage spaces: 2
  • Driveway

Community

Neighborhood

  • Subdivision: Richland Oaks 01 Inst

Schools

  • District: Richardson ISD
  • Elementary: Richland
  • Middle: Liberty
  • High: Berkner

Financial & listing details

Listing

  • Price per sq ft: $193
  • County: Dallas
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,093/mo

Principal & interest
$2,317/mo
Property taxes
$627/mo
Homeowners insurance (est.)
$149/mo
Loan amount
$288,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Brandi Moore

Local Realty Agency

972-800-1733

MLS #
21370557

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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