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Financing available

$709,000

430 Whispering Way, Red Oak, TX 75154

4
beds
3.5
baths
3,200
sqft

Est. with seller financing: $6,380/mo

  • Single-family
  • Built in 2024
  • 38,333 sq ft lot
  • $222/sqft
  • $63/mo HOA
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Open House this Saturday, September 26th from 2pm to 4pm. MOVE-IN READY and JUST REDUCED BY $30,000, plus ask about our preferred lender's credit of 1.5% of the loan amount toward closing costs and-or prepaids! This 2024-built home completion in 2025 in the highly desirable Hidden Creek community is vacant and ready for immediate possession. Step into an open, light-filled floor plan anchored by an oversized living area with soaring beamed ceilings and a cozy fireplace, all overlooking the backyard. The upgraded chef's kitchen is designed for gatherings and entertaining, flowing seamlessly into the main living space. The private primary suite is tucked away on its own side of the home and features a spa-inspired en-suite bath with a separate shower and soaking tub, dual sinks, and a large walk-in closet. Three additional bedrooms and a dedicated office offer flexible space for family, guests, and work from home. Outside, enjoy a tranquil outdoor living area on a spacious .88-acre lot with room to spread out, entertain, or simply unwind. All of this just 30 minutes from downtown Dallas. Schedule your showing today!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Appliances

  • Dishwasher
  • Disposal

Fireplace

  • Fireplaces: 1
  • Decorative

Exterior & lot

Construction

  • Style: Contemporary Modern, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 3
  • Concrete
  • Door Multi
  • Driveway
  • Garage
  • Garage Door Opener
  • Garage Faces Side

Community

Neighborhood

  • Subdivision: Hidden Creek Ph III

HOA

  • Texas Star Community Mgmt

Schools

  • District: Red Oak ISD
  • Elementary: Eastridge
  • Middle: Red Oak
  • High: Red Oak

Financial & listing details

Listing

  • Price per sq ft: $222
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,380/mo

Principal & interest
$5,134/mo
Property taxes
$852/mo
Homeowners insurance (est.)
$331/mo
HOA dues
$63/mo
Loan amount
$638,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Anh Huyen

Real Broker, LLC

855-450-0442

MLS #
21356278

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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