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Financing available

$500,000

445 County Road 4444, Trenton, TX 75490

4
beds
2.5
baths
2,146
sqft

Est. with seller financing: $4,475/mo

  • Single-family
  • Built in 2004
  • 174,545 sq ft lot
  • $233/sqft
  • Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

4 ACRES + CUSTOM SINGLE-STORY HOME + INSULATED SHOP + NO HOA — COUNTRY LIVING NEAR HWY 121 & MCKINNEY! Enjoy room to spread out without giving up convenience at this custom-built 4-bedroom, 2.5-bath home on 4 acres in Trenton, Texas. Located just minutes from Highway 121 in booming Fannin County with easy access toward McKinney, this 2,146 sq ft property offers the space, privacy and functionality buyers are looking for in North Texas country living. Inside, the single-level floor plan features a spacious light-filled living area with a decorative fireplace, tall ceilings and large windows overlooking the property. The kitchen offers abundant wood cabinetry, generous counter space, stainless appliances and an open connection to the living and dining areas. A roomy primary suite includes plenty of space for a sitting area plus an ensuite bath with dual vanities. Outside is where this property really sets itself apart. Four acres and no HOA provide room for gardening, animals, outdoor recreation or simply enjoying wide-open Texas skies. The large 30'x30' insulated shop has electricity and is equipped with a hoist lift, air compressor and dust collection system—an outstanding setup for woodworking, hobbies, equipment, projects or additional storage. An expansive driveway, attached garage, covered outdoor living area and peaceful rural setting add even more versatility. The roof on the main home and shop was replaced in July 2026. Eco South Vinyl energy-efficient tilt windows were added in April 2024 throughout the house and new Pro Via Steel energy-efficient exterior doors added in January 2026 to give additional peace of mind and added comfort. If you’ve been searching for a home with acreage near McKinney, a workshop, 4 bedrooms, single-story living, no HOA and convenient access to the Hwy 121 corridor, this Trenton property delivers a hard-to-find combination of country space and everyday accessibility.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Luxury Vinyl Plank
  • Tile

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Water Heater
  • Gas Range
  • Plumbed For Gas
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Decorative
  • See Remarks

Exterior & lot

Features

  • Garden
  • Misting System
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Wood Siding

Parking

  • Garage spaces: 2
  • Additional Parking
  • Door Single
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Storage
  • Boat
  • Rv Access Parking

Lot

  • Acreage
  • Native Plants
  • Pasture
  • Few Trees

Community

Neighborhood

  • Subdivision: Trenton North Ph 2 Add

Schools

  • District: Trenton ISD
  • Elementary: Trenton
  • Middle: Trenton
  • High: Trenton

Financial & listing details

Listing

  • Price per sq ft: $233
  • County: Fannin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,475/mo

Principal & interest
$3,621/mo
Property taxes
$621/mo
Homeowners insurance (est.)
$233/mo
Loan amount
$450,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Jeff Austin

Ebby Halliday Realtors

903-893-5921

MLS #
21370762

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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