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Financing available

$474,900

490 Red Maple Road, Waxahachie, TX 75165

4
beds: 3
baths: 2,837
sqft

Est. with seller financing: $3,807/mo

Single-family
Built in 2025
6,186 sq ft lot
$167/sqft
$50/mo HOA
Ellis County

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Seller financing is available to qualified buyers.

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About this home

Built by J Houston Homes and move-in ready! This stunning new construction home in The Retreat offers the perfect blend of luxury, comfort, and modern design with 4 bedrooms, 3 full bathrooms, and 2,837 square feet of beautifully crafted living space. From the moment you walk in, you’ll love the warm and inviting feel featuring decorative lighting, spacious living areas, a cozy wood-burning fireplace, and an open-concept layout ideal for both everyday living and entertaining. The chef-inspired kitchen flows seamlessly into the dining and living spaces while ceramic tile and plush carpet add style and comfort throughout. Step outside to enjoy the covered patio, landscaped yard, and sprinkler system—perfect for relaxing or hosting guests. Located in the highly sought-after The Retreat community within Waxahachie ISD, this home combines quality craftsmanship, thoughtful upgrades, and a prime location to create the perfect place to call home.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Eat In Kitchen
Kitchen Island

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Flooring

Carpet
Ceramic Tile

Appliances

Dishwasher
Electric Cooktop
Electric Oven
Disposal
Microwave

Fireplace

Fireplaces: 1
Wood Burning

Laundry

Washer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 2
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Garage
Garage Door Opener

Lot

Landscaped
Subdivision
Few Trees

Community

Neighborhood

Subdivision: Retreat North Grove Ph 1

HOA

The Retreat HOA

Schools

District: Waxahachie ISD
Elementary: Max H Simpson
Middle: Finley
High: Waxahachie

Financial & listing details

Listing

Price per sq ft: $167
County: Ellis
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,807/mo

Down payment10% ($47,490)10%20%

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Principal & interest: $3,439/mo
Property taxes: $96/mo
Homeowners insurance (est.): $222/mo
HOA dues: $50/mo

Loan amount: $427,410
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Katie Taylor, Keller Williams Realty · MLS #21278304 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.