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Financing available

$465,000

5005 Spicewood Drive, McKinney, TX 75070

4
beds
2.5
baths
2,578
sqft

Est. with seller financing: $4,068/mo

  • Single-family
  • Built in 2002
  • 5,227 sq ft lot
  • $180/sqft
  • $23/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this inviting 4-bedroom home located on a quiet cul-de-sac, offering a comfortable layout and plenty of space for the whole family. The home features tile and laminate wood flooring throughout with no carpet, making it both stylish and easy to maintain. The spacious family room includes a cozy fireplace and opens directly to the kitchen, creating a great space for everyday living and entertaining. The large primary suite offers a relaxing retreat with a double vanity and walk-in closet. Upstairs, you’ll find four generously sized bedrooms and a game room, along with vaulted ceilings and ceiling fans. Step outside to enjoy the beautifully landscaped backyard featuring a charming gazebo and an abundance of colorful flowers, creating a peaceful space for relaxing or entertaining. The community pool is just around the corner, and the elementary school is within walking distance. Conveniently located near shopping centers, restaurants, entertainment, parks, and other everyday amenities, this home offers comfort, convenience, and a great location.

Facts & features

Interior

Features

  • Chandelier
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Vinyl

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Gas Starter
  • Living Room
  • Masonry

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room
  • In Hall

Exterior & lot

Features

  • Deck
  • Garden

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Frame, Concrete, Wood Siding

Parking

  • Garage spaces: 2
  • Alley Access
  • Common
  • Covered
  • Garage
  • Garage Door Opener
  • Garage Faces Rear

Pool

  • Community

Lot

  • Cul De Sac

Community

Neighborhood

  • Subdivision: Eldorado Heights Sec II Ph Ix

HOA

  • EXCEL Association Management

Schools

  • District: McKinney ISD
  • Elementary: Johnson
  • Middle: Evans
  • High: Mckinney

Financial & listing details

Listing

  • Price per sq ft: $180
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,068/mo

Principal & interest
$3,367/mo
Property taxes
$461/mo
Homeowners insurance (est.)
$217/mo
HOA dues
$23/mo
Loan amount
$418,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Hayman Shwan

Competitive Edge Realty LLC

972-200-3685

MLS #
21396931

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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