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Financing available

$214,900

524 Park Lane, Mount Vernon, TX 75457

3
beds: 2
baths: 1,314
sqft

Est. with seller financing: $2,034/mo

Single-family
Built in 1988
16,596 sq ft lot
$164/sqft
Franklin (TX) County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Attention....New Roof installed July 2026. Welcome home to this charming 3-bedroom, 2-bath property tucked away on a quiet dead-end street with no drive-through traffic. Enjoy cozy evenings by the wood-burning fireplace and effortless indoor-outdoor living with French doors that open toa covered patio overlooking a large, fenced backyard—perfect for entertaining, pets, or play. The attached 2-car garage offers excellent functionality with built-in wall cabinets and a work shelf, plus extra side concrete parking ideal for an additional vehicle, boat, or camper. Outdoor enthusiasts will appreciate the raised garden beds, ready for your next growing season. Enjoy the small-town feel while still being conveniently close to schools, shopping, and local amenities. This home offers comfort, practicality, and value—all in a peaceful setting. The home no longer has solar panels. New pictures coming soon.

Facts & features

Interior

Features

Cable Tv

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans

Appliances

Dishwasher
Electric Range

Fireplace

Fireplaces: 1
Library
Wood Burning

Laundry

Laundry In Utility Room

Exterior & lot

Construction

Style: Detached
Stories: 1
Foundation: Slab

Parking

Garage spaces: 2
Additional Parking
Garage
Garage Door Opener

Community

Neighborhood

Subdivision: South Park-City

Schools

District: Mount Vernon ISD
Elementary: Mt Vernon
Middle: Mt Vernon
High: Mt Vernon

Financial & listing details

Listing

Price per sq ft: $164
County: Franklin (TX)
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,034/mo

Down payment10% ($21,490)10%20%

See If You Qualify

Principal & interest: $1,556/mo
Property taxes: $378/mo
Homeowners insurance (est.): $100/mo

Loan amount: $193,410
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Christine Ballard, C. Ballard Realty · MLS #21265712 · 903-285-2569

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.