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Financing available

$529,900

5500 Mount Joy Drive, McKinney, TX 75071

4
beds
3
baths
2,216
sqft

Est. with seller financing: $4,946/mo

  • Single-family
  • Built in 2019
  • 8,015 sq ft lot
  • $239/sqft
  • $69/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome Home to this beautiful single-story home on a Large Pool Sized Corner lot in the highly desirable Auburn Hills community of McKinney, zoned to acclaimed Prosper ISD. Built in 2019, this thoughtfully designed 4 bedroom and 3 full bath residence offers approximately 2,216 square feet of comfortable living space with an open-concept floor plan ideal for both everyday living and entertaining. The spacious living area features engineered hardwood flooring, a stylish faux fireplace with a built-in shelving, and abundant natural light that flows seamlessly into the gourmet kitchen. The kitchen is well-appointed with quartz countertops, stainless steel appliances, a breakfast bar, double ovens, convenient pull-out cabinets, and a roll-out waste bin. The private owner’s suite provides a peaceful retreat with a spa-inspired bath featuring dual vanities, an oversized shower with a rain shower fixture, and two walk-in closets. Step outside to the oversized covered patio and spacious backyard, providing the perfect setting for relaxing or entertaining year-round. Additional features include a whole-house water filtration system, water softener, reverse osmosis system, whole-house dehumidifier, solar panels with Enphase IQ technology, 4-inch plantation shutters, exterior uplighting, and a sink in the utility room. Ideally located near shopping, dining, medical facilities, parks, and major commuting routes, this exceptional home offers modern comfort, thoughtful updates, and a convenient location in one of McKinney’s most desirable communities, and just minutes away from the Historic Downtown McKinney Square.

Facts & features

Interior

Features

  • Built In Features
  • Double Vanity
  • High Speed Internet
  • Kitchen Island
  • Multiple Master Suites
  • Open Floorplan
  • Pantry
  • Smart Home
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Ceramic Tile
  • Engineered Hardwood

Appliances

  • Some Gas Appliances
  • Double Oven
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Water Softener
  • Vented Exhaust Fan

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Asphalt
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Door Single
  • Driveway
  • Electric Vehicle Charging Stations
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Kitchen Level
  • Side By Side

Pool

  • Community

Lot

  • Back Yard
  • Corner Lot
  • Irregular Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Auburn Hills Ph 4

HOA

  • CMA

Schools

  • District: Prosper ISD
  • Elementary: Mike and Janie Reeves
  • Middle: Jones
  • High: Rock Hill

Financial & listing details

Listing

  • Price per sq ft: $239
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,946/mo

Principal & interest
$3,837/mo
Property taxes
$793/mo
Homeowners insurance (est.)
$247/mo
HOA dues
$69/mo
Loan amount
$476,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Marc Vita

Ebby Halliday Realtors

972-335-6564

MLS #
21386140

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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