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Financing available

$382,990

5504 Spieth Drive, Royse City, TX 75189

3
beds
2.5
baths
2,417
sqft

Est. with seller financing: $2,992/mo

  • Single-family
  • Built in 2026
  • 6,000 sq ft lot
  • $158/sqft
  • $40/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Experience the perfect blend of elegance and functionality in The Ash, a stunning new construction home by Davidson Homes in the sought-after Mercer Meadows community. Spanning 2,417 square feet, this thoughtfully designed layout features a coveted main-level primary suite complete with a massive storage closet. The heart of the home is an expansive living room that flows seamlessly from the formal dining area, creating an ideal setting for gatherings and daily life. Step outside to the rear porch for a peaceful retreat or enjoy the second floor’s versatile bonus room—perfect for a home theater or play space—alongside two additional bedrooms. Mercer Meadows offers an active lifestyle with unparalleled amenities right outside your door. Spend your weekends exploring the scenic bike trails, relaxing by the pool (coming soon!), or fishing at the community pond. This home combines a handsome exterior with a sophisticated interior, offering the space and modern features you’ve been searching for. Attached photos are representative of the floor plan and may show non-standard features and upgrades. Renderings may be photo-realistically enhanced for visualization. Please see New Home Sales Consultant for details.

Facts & features

Interior

Features

  • Double Vanity
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Appliances

  • Dishwasher
  • Disposal
  • Microwave

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener

Community

Neighborhood

  • Subdivision: Mercer Meadows

HOA

  • Louie Management

Schools

  • District: Royse City ISD
  • Elementary: Anita Scott
  • Middle: Ouida Baley
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $158
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,992/mo

Principal & interest
$2,773/mo
Property taxes
Not available
Homeowners insurance (est.)
$179/mo
HOA dues
$40/mo
Loan amount
$344,691
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Dayton Schrader, eXp Realty LLC · MLS #21264075 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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