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Financing available

$450,000

5504 Wharfside Place, Denton, TX 76208

4
beds
2.5
baths
3,145
sqft

Est. with seller financing: $4,243/mo

  • Single-family
  • Built in 2018
  • 5,619 sq ft lot
  • $143/sqft
  • $21/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

***This home qualifies for a limited-time lender-paid 2-1 buydown- reduced monthly payments for the first 2 years at no cost to the buyer or seller. Ask listing agent for details!*** Skip the crowded theater and make movie night a permanent upgrade. Welcome to 5504 Wharfside Pl, where an incredibly functional floor plan meets a 500+ sqft private home theater that is anything but ordinary. The open layout offers true flexibility with the primary suite downstairs plus a second bedroom at the front of the home, perfect for an in-law, guests, nursery, or home office. Upstairs, two additional bedrooms share a full bath, giving everyone room to spread out. Now for the showstopper: a dedicated theater featuring a 150-inch screen, 4K projector, 9.1 Bowers & Wilkins SVS surround sound, and 9 theater seats. Movie nights, football Sundays, gaming sessions, or hosting friends just hit a completely different level. The practical upgrades are just as impressive, including 30 grid-integrated solar panels that are fully paid off, custom real-wood shutters, an epoxy-coated garage floor, and an exterior that was fully repainted in 2025. Located in Villages of Carmel, you'll enjoy neighborhood amenities including a swimming pool and trails for getting outside without having to go far. This is the kind of home that gives you the flexible floor plan you actually need, the upgrades you appreciate every day, and a media room that will have your friends volunteering to host the next movie night. Make it yours in time for football season!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Combination
  • Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave
  • Some Commercial Grade
  • Vented Exhaust Fan

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking
  • Concrete
  • Door Multi
  • Direct Access
  • Driveway
  • Epoxy Flooring
  • Garage Faces Front
  • Garage
  • Inside Entrance
  • Kitchen Level
  • Private
  • On Street
  • Side By Side
  • Storage

Pool

  • Community

Lot

  • Cleared
  • Interior Lot
  • Landscaped

Community

Neighborhood

  • Subdivision: Villages Of Carmel P

HOA

  • Village of Carmel Homeowners Association

Schools

  • District: Denton ISD
  • Elementary: Pecancreek
  • Middle: Bettye Myers
  • High: Ryan H S

Financial & listing details

Listing

  • Price per sq ft: $143
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,243/mo

Principal & interest
$3,259/mo
Property taxes
$753/mo
Homeowners insurance (est.)
$210/mo
HOA dues
$21/mo
Loan amount
$405,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Sam Park

CENTURY 21 Judge Fite Co.

972-691-9987

MLS #
21361301

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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