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Financing available

$315,000

556 Declaration Way, Fate, TX 75189

3
beds
2
baths
1,785
sqft

Est. with seller financing: $2,974/mo

  • Single-family
  • Built in 2020
  • 6,621 sq ft lot
  • $176/sqft
  • $85/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to this beautifully maintained home situated along a greenbelt or open field and offering a bright, open-concept design with modern smart home features. The light-filled interior showcases luxury vinyl plank flooring, crisp white cabinetry, and a spacious kitchen with abundant storage, granite countertops with bar seating, and stainless steel appliances, including a refrigerator. The kitchen flows seamlessly into the inviting living room, highlighted by a stacked stone gas fireplace with granite slab hearth and wood mantel. Upgraded crystal light fixtures add a touch of glam throughout the main living areas. Outside, epoxy-coated front, side, rear patios, and the garage provide both style and low-maintenance durability. Mornings begin peacefully under the pergola surrounded by the lush landscape of vines, fruit trees, raised vegetable gardens with custom irrigation and trails of crushed granite providing lower maintenance. Backing to a greenbelt, you'll enjoy beautiful sunset views overlooking the garden. Ideally located within walking distance of the elementary school and just minutes from walking trails, parks, a community pool with splash pad, and a scenic pond—all within highly acclaimed Rockwall ISD. This home is move-in ready and comes with washer, dryer, refrigerator, and 2 flat screen TVs.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • Smart Home
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dryer
  • Dishwasher
  • Disposal
  • Gas Range
  • Microwave
  • Refrigerator
  • Washer

Fireplace

  • Fireplaces: 1
  • Gas Log

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Garden
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway

Pool

  • Community

Lot

  • Greenbelt
  • Interior Lot
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Williamsburg Ph 1b-2

HOA

  • Williamsburg Fate Homeowners Association

Schools

  • District: Rockwall ISD
  • Elementary: Lupe Garcia
  • Middle: Ursula Rakow
  • High: Rockwall-Heath

Financial & listing details

Listing

  • Price per sq ft: $176
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,974/mo

Principal & interest
$2,281/mo
Property taxes
$461/mo
Homeowners insurance (est.)
$147/mo
HOA dues
$85/mo
Loan amount
$283,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Patty Turner, Keller Williams Rockwall · MLS #21346046 · 972-772-7000

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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