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Financing available

$315,000

5904 Ridgeline Drive, McKinney, TX 75070

2
beds
2.5
baths
1,377
sqft

Est. with seller financing: $3,223/mo

  • Townhome
  • Built in 2020
  • 2,309 sq ft lot
  • $229/sqft
  • $290/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Light-Filled McKinney Townhome with Soaring Ceilings! This beauty offers 1,377 square feet, soaring living room ceilings, abundant natural light, an open floor plan, loft, and attached 2-car garage. Built in 2020, the home combines a bright, inviting interior with the convenience of HOA-included front yard maintenance. The living room makes an immediate impression with dramatic ceiling height and natural light that enhances the open, airy feel. The kitchen connects easily with the main living and dining areas and features granite countertops, white cabinetry, stainless steel appliances, a 5-burner gas range, breakfast bar, pantry, and eat-in dining space. A half bath on the main level adds everyday convenience. Upstairs, the primary suite includes a walk-in closet and ensuite bath with dual sinks, linen storage, and an oversized walk-in shower. A second bedroom, full bath, loft area, and upstairs laundry area add flexibility and function to the floor plan. This townhome is zoned to McKinney ISD and brings together an open floor plan, natural light, flexible living space, and low-maintenance exterior living. Conveniently located in the Ridge View Townhomes community near State Highway 121 and US-75, with easy access to dining and shopping.

Facts & features

Interior

Features

  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Loft
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Ceramic Tile
  • Engineered Hardwood

Appliances

  • Dishwasher
  • Disposal
  • Gas Range
  • Microwave
  • Vented Exhaust Fan

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • In Hall

Exterior & lot

Construction

  • Style: Traditional
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Garage
  • Garage Door Opener
  • Garage Faces Rear

Lot

  • Interior Lot
  • Landscaped
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Ridge View Twnhms

HOA

  • Paragon Property Management Group, LLC
  • Maintenance Front Yard

Schools

  • District: McKinney ISD
  • Elementary: Johnson
  • Middle: Evans
  • High: Mckinney

Financial & listing details

Listing

  • Price per sq ft: $229
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,223/mo

Principal & interest
$2,281/mo
Property taxes
$505/mo
Homeowners insurance (est.)
$147/mo
HOA dues
$290/mo
Loan amount
$283,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Jeannette Sandin, Ebby Halliday Realtors · MLS #21374575 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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