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Financing available

$452,500

600 Hcr 1248, Whitney, TX 76692

4
beds
2
baths
2,241
sqft

Est. with seller financing: $4,158/mo

  • Single-family
  • Built in 2002
  • 220,457 sq ft lot
  • $202/sqft
  • Hill County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

PRIVACY SEEKERS-this is the one you've been waiting on! Spacious home tucked under the trees sitting on 5 FULLY fenced acres with abundant wildlife, close to beautiful Lake Whitney. Bring your animals and move right on in! Enter via your automatic privacy gate and follow the tree lined driveway leading up to the home with 2 car attached garage AND a 20x30 detached shop equipped with electric, water, ceiling mounted air hose, and and attached covered parking. Enjoy the serenity of your surroundings and watch nature on your shaded back deck or covered front porch. You will find several scenic nature trails that lead to open shaded areas. This well maintained home has an office space or 4th bedroom that is perfect for families needing that extra room or quiet space to work from home. Split floorplan ideal for privacy with a generously sized primary suite featuring soaking tub, separate shower, private toilet room, and 2 walk in closets. Oversized laundry room is off the garage and has ample storage cabinets and windows that overlook the back deck. Functional layout places the living room at the heart of the home allowing you to experience the wood burning fireplace from the kitchen sink. Formal dining and 2nd dining ensures that no one will go without seating during gatherings! Well insulated attic includes an electrically equipped bonus room perfect for holiday decor storage. BRAND NEW ROOF! Plenty of room to park your RV! Additional detached carport is perfect to protect those lake toys from the weather. VA ASSUMABLE LOAN AT 2.37%! Ideal location as the boat ramp is only 10 mins away to access Lake Whitney. Easy access to both Waco and DFW makes this the perfect getaway that's away from the city yet close enough! Baylor University is only a 45 min drive. Come enjoy the shade and privacy as this one is move in ready!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave
  • Trash Compactor

Fireplace

  • Fireplaces: 1
  • Living Room
  • Propane
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Private Entrance
  • Private Yard
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Covered
  • Carport
  • Detached Carport
  • Driveway
  • Garage
  • Inside Entrance
  • Kitchen Level
  • Private
  • Rv Access Parking
  • Garage Faces Side
  • Storage

Lot

  • Acreage
  • Pasture
  • Many Trees

Community

Neighborhood

  • Subdivision: Overlook Sub #1

Schools

  • District: Whitney ISD
  • Elementary: Whitney
  • Middle: Whitney
  • High: Whitney

Financial & listing details

Listing

  • Price per sq ft: $202
  • County: Hill
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,158/mo

Principal & interest
$3,277/mo
Property taxes
$670/mo
Homeowners insurance (est.)
$211/mo
Loan amount
$407,250
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Lacey Whitehouse

Julie Siddons REALTORS, LLC

254-582-0077

MLS #
21385315

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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