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Financing available

$392,000

6118 Shoal Creek Trail, Garland, TX 75044

3
beds: 2.5
baths: 2,323
sqft

Est. with seller financing: $4,278/mo

Townhome
Built in 2009
4,199 sq ft lot
$169/sqft
$420/mo HOA
Dallas County

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Seller financing is available to qualified buyers.

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About this home

This End-Unit townhome is in one of Garland's most charming and well maintained communities. This open-concept layout seamlessly connects the Living room, Dining room, and Kitchen and is perfect for entertaining. The Kitchen features granite countertops, kitchen island and a gas cooktop. Refrigerator stays. Primary bedroom is downstairs. Engineered wood floors in some rooms and there's porcelain flooring in Kitchen. The garage floor has a high quality epoxy coating. The window blinds are an upgrade which allows you to adjust the amount of light and privacy without totally closing them. Enclosed patio area is normally very quiet and is also great for entertaining. Just a half block walk to the Community pool. HOA also provides front yard maintenance, exterior insurance, ground keeping in greenbelt, and sprinkler system. Ideally located, offering quick and easy access to 190 George Bush Tollway.

Facts & features

Interior

Features

Double Vanity
Granite Counters
Kitchen Island
Walk In Closets

Heating & cooling

Heating: Central, Natural Gas
Cooling: Central Air, Electric

Flooring

Carpet
Engineered Hardwood
Tile

Appliances

Dishwasher
Gas Cooktop
Disposal
Microwave
Refrigerator

Fireplace

Fireplaces: 1
Gas
Gas Log

Laundry

Laundry In Utility Room

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 2
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Garage Faces Front
Garage
Garage Door Opener

Pool

Community

Lot

Greenbelt
Sprinkler System

Community

Neighborhood

Subdivision: Shoal Creek

HOA

Shoal Creek Townhome Association
Maintenance Front Yard

Schools

District: Garland ISD
Elementary: Choice Of School
Middle: Choice Of School
High: Choice Of School

Financial & listing details

Listing

Price per sq ft: $169
County: Dallas
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,278/mo

Down payment10% ($39,200)10%20%

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Principal & interest: $2,839/mo
Property taxes: $836/mo
Homeowners insurance (est.): $183/mo
HOA dues: $420/mo

Loan amount: $352,800
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Dan Gooding, RE/MAX DFW Associates · MLS #21311713 · 972-462-8181

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.