HFPHome Finance
Partner
Powered byDoorly
1 / 31
Financing available

$249,000

612 N 35th Street, Waco, TX 76710

3
beds
2
baths
1,516
sqft

Est. with seller financing: $2,144/mo

  • Single-family
  • Built in 1938
  • 7,492 sq ft lot
  • $164/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Welcome home to this beautifully remodeled 3-bedroom, 2-bath cottage-style home offering 1,516 square feet of thoughtfully updated living space! From the moment you arrive, you'll appreciate the perfect blend of timeless character and modern conveniences. Seller is now offering up to $10,000 toward buyer's closing costs or rate buy down! This is an incredible opportunity to lower upfront costs or monthly payment! This home has been completely renovated with major improvements already completed, including leveling, new plumbing, updated electrical, new windows, and a new HVAC system. The roof is only five years old, giving buyers added peace of mind. Inside, the open-concept floor plan creates an inviting space that's perfect for everyday living and entertaining. The kitchen features solid wood cabinetry, gorgeous quartz countertops, and comes complete with all appliances—including the range, microwave, dishwasher, and refrigerator. Fresh paint, new flooring, updated lighting, and stylish finishes throughout make this home truly move-in ready. You'll love the flexibility of the additional office or second living area, along with a spacious living room, separate dining room, and a charming decorative fireplace that preserves the home's original character. The oversized primary suite offers two separate closets for plenty of storage, while washer and dryer hookups add everyday convenience. Outside, the updates continue with a newly fenced backyard featuring a covered patio. The yard has a large pecan tree and comes complete with fresh sod—perfect for pets, kids, or relaxing outdoors. The detached garage has been refreshed and offers storage or workshop potential. Conveniently located in the heart of town, you'll enjoy being just minutes from everything the community has to offer. This home combines classic cottage charm with the confidence of extensive modern updates. Recently appraised for $278,000 —don't miss your opportunity to make it yours!

Facts & features

Interior

Features

  • Open Floorplan
  • Pantry

Heating & cooling

  • Heating: Electric
  • Cooling: Central Air, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Decorative

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Awnings

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Shingle
  • Foundation: Pillar Post Pier

Parking

  • Garage spaces: 1
  • Additional Parking
  • Garage Faces Rear

Community

Neighborhood

  • Subdivision: Huaco Heights

Schools

  • District: Waco ISD
  • Elementary: Crestview
  • Middle: Tennyson
  • High: Waco

Financial & listing details

Listing

  • Price per sq ft: $164
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,144/mo

Principal & interest
$1,803/mo
Property taxes
$225/mo
Homeowners insurance (est.)
$116/mo
Loan amount
$224,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Jeanette Groves, The McLeod Company · MLS #21340971 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

More homes in Waco