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Financing available

$289,900

6123 Inca Drive, Enchanted Oaks, TX 75156

3
beds
2
baths
1,630
sqft

Est. with seller financing: $2,275/mo

  • Single-family
  • Built in 2025
  • 6,403 sq ft lot
  • $178/sqft
  • $21/mo HOA
  • Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Brand new construction offering 3 bedrooms, 2 bathrooms, and a 2-car garage on a peaceful, tree-lined street. This thoughtfully designed single-story home features an open-concept layout with durable wood-look flooring, recessed lighting, and modern finishes throughout. The kitchen is the heart of the home, showcasing white shaker cabinetry, granite countertops, stainless steel appliances, a large island with seating, and pendant lighting—perfect for everyday living and entertaining. The spacious primary suite includes a private ensuite bath with dual sinks, modern fixtures, and a beautifully tiled tub-shower surround, along with generous closet space. Secondary bedrooms are well-sized and offer flexibility for guests, home office, or family needs. Additional highlights include energy-efficient windows, ceiling fans, ample storage, and a functional utility area. Situated on a generous lot with room to enjoy the outdoors, this home offers the peace of rural living with convenient access to nearby amenities. USDA financing eligible, making this an excellent opportunity for qualified buyers seeking little to no down payment. Move-in ready and built to today’s standards—don’t miss this one.

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Appliances

  • Dishwasher
  • Electric Range
  • Disposal

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1

Parking

  • Garage spaces: 2
  • Driveway
  • Garage
  • Garage Door Opener

Community

Neighborhood

  • Subdivision: Indian Harbor Sub Sec C

HOA

  • Enchanted Oaks

Schools

  • District: Eustace ISD
  • Elementary: Eustace
  • Middle: Eustace
  • High: Eustace

Financial & listing details

Listing

  • Price per sq ft: $178
  • County: Henderson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,275/mo

Principal & interest
$2,099/mo
Property taxes
$20/mo
Homeowners insurance (est.)
$135/mo
HOA dues
$21/mo
Loan amount
$260,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Maria Vidal, Texas Community Realty · MLS #21183249 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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