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Financing available

$329,999

616 Spruce Trail, Forney, TX 75126

3
beds: 2
baths: 1,950
sqft

Est. with seller financing: $3,147/mo

Single-family
Built in 2018
8,059 sq ft lot
$169/sqft
$40/mo HOA
Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

NO MUD! NO PID! This is a relocation opportunity! Move-in ready. Feel right at home in this well-maintained Forney property featuring warm finishes and an inviting open floor plan. Connected living, dining, and kitchen spaces make everyday routines and weekend gatherings easy. Outside, a thoughtfully positioned pergola along the fence extends shade into the backyard—a welcoming setting for outdoor play, gardening, or relaxing with friends. Plant fresh herbs, grow colorful flowers, and create a backyard you’ll love spending time in. Enjoy community amenities including walking and jogging trails, a pool, a pond with catch-and-release fishing, and a playground. A neighborhood elementary school adds everyday convenience. With inviting indoor spaces and plenty to enjoy outdoors, this home offers a wonderful place to put down roots!

Facts & features

Interior

Features

Chandelier
Double Vanity
Granite Counters
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Natural Woodwork
Walk In Closets

Heating & cooling

Heating: Central, Propane
Cooling: Central Air, Electric

Flooring

Carpet
Tile
Wood

Appliances

Some Gas Appliances
Dishwasher
Gas Cooktop
Disposal
Gas Oven
Microwave
Plumbed For Gas

Fireplace

Fireplaces: 1
Family Room
Gas
Gas Log
Gas Starter

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick, Wood Siding

Parking

Garage spaces: 2
Door Multi
Driveway
Garage Faces Front

Lot

Landscaped
Sprinkler System

Community

Neighborhood

Subdivision: Trails Of Chestnut Meadow

HOA

First Service Residential

Schools

District: Forney ISD
Elementary: Claybon
Middle: Warren,Nell Hill Rhea
High: Forney

Financial & listing details

Listing

Price per sq ft: $169
County: Kaufman
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,147/mo

Down payment10% ($33,000)10%20%

See If You Qualify

Principal & interest: $2,390/mo
Property taxes: $563/mo
Homeowners insurance (est.): $154/mo
HOA dues: $40/mo

Loan amount: $296,999
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Johanna Graham

Berkshire HathawayHS PenFed TX

214-257-1111

MLS #: 21397694

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify