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Financing available

$649,000

626 Epps Road, Palmer, TX 75152

7
beds
4.5
baths
3,668
sqft

Est. with seller financing: $5,474/mo

  • Single-family
  • Built in 1995
  • 120,574 sq ft lot
  • $177/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

FINAL PRICE REDUCTION! This could be your last chance to own this amazing versatile property! MOTIVATED SELLERS. BRING US AN OFFER. Looking for two independent homes on unrestricted acreage just 30 minutes from Downtown Dallas? Rare opportunity to own two fully independent residences on 2.768 acres in rural Palmer, Texas. Enjoy the freedom of country living outside the city limits with NO city property taxes and NO deed restrictions while remaining just minutes from I-45, Waxahachie, Ennis, and everyday conveniences. Each residence has its own address, electric service, water, septic system, and internet, allowing both homes to function completely independently—perfect for multigenerational living, extended family, guests, rental income, or a home-based business. The primary residence (built in 1995) offers 1,764 SF, 3 bedrooms, 2.5 baths, an oversized living room with a wood-burning fireplace, spacious kitchen and dining area, abundant walk-in attic storage, covered front and back porches, fresh interior paint and new carpet (Aug. 2026), plus a rear metal roof replaced in 2024. Protected by an American Home Shield Home Warranty. The second residence, a 2022 double-wide, offers 1,904 SF, 4 bedrooms, 2 baths, a concrete foundation system, an aerobic septic system, separate utilities, and its own address. Warranties on major items, hvac, appliances, septic, home. Additional improvements include a 36' × 35' two-stall barn, 24' × 8' workshop, 28' × 10' chicken coop, pipe fencing, fenced and cross-fenced acreage, and a electronic entrance gate. With only one neighboring residence and wide-open fields bordering the rear and east sides, you'll enjoy exceptional privacy and peaceful country views. Located in Palmer ISD—ranked one of the best school districts in Ellis County, this one-of-a-kind property offers flexibility, privacy, and endless possibilities rarely found this close to Dallas. Two homes.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Electric
  • Cooling: Central Air, Ceiling Fans, Electric, Window Units

Flooring

  • Carpet
  • Luxury Vinyl Plank
  • Tile

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Blower Fan
  • Metal
  • Stone
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Lighting
  • Storage

Construction

  • Style: Prairie, Detached, Farmhouse
  • Stories: 2
  • Roof: Metal
  • Foundation: Slab

Parking

  • Additional Parking
  • Electric Gate
  • Gravel
  • On Site
  • Garage Faces Side
  • Boat
  • Rv Access Parking

Lot

  • Acreage
  • Agricultural
  • Back Yard
  • Irregular Lot
  • Lawn
  • Landscaped
  • Level
  • Few Trees

Community

Neighborhood

  • Subdivision: Epps Road Estate

Schools

  • District: Palmer ISD
  • Elementary: Palmer
  • Middle: Palmer
  • High: Palmer

Financial & listing details

Listing

  • Price per sq ft: $177
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,474/mo

Principal & interest
$4,700/mo
Property taxes
$471/mo
Homeowners insurance (est.)
$303/mo
Loan amount
$584,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Steven Gary

Better Homes & Gardens, Winans

972-774-9888

MLS #
21325132

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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