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Financing available

$424,900

635 Cedar Creek, Reno, TX 75462

5
beds
3
baths
2,721
sqft

Est. with seller financing: $3,794/mo

  • Single-family
  • Built in 1992
  • 11,413 sq ft lot
  • $156/sqft
  • Lamar County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to Pine Valley! This 5 bedroom, 3 bath home on cul de sac type street features almost no traffic, open concept living, dining, kitchen and features an office or guest room with its own bath just to the right off the entrance! The gorgeous staircase in the entry makes for great future photos for proms and weddings! A giant bonus or game room for large gatherings is to the left of the entry when you enter. Home features new windows, new appliances and granite counters in the kitchen! The view out back to your own backyard oasis with inground pool and deck area will make for many entertainment opportunities in the spring and Texas summers! The generous bedrooms, built ins and hidden rooms will make this home special for years to come! Let's take a look at this beauty!

Facts & features

Interior

Features

  • Built In Features

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Appliances

  • Built In Refrigerator
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Living Room
  • Propane
  • Raised Hearth

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Carport
  • Detached Carport
  • Door Single
  • Driveway
  • Garage
  • Garage Door Opener
  • Kitchen Level
  • Garage Faces Side

Pool

  • In Ground
  • Pool

Community

Neighborhood

  • Subdivision: Pine Valley

Schools

  • District: North Lamar ISD
  • Elementary: Higgins
  • Middle: Bailey
  • High: Northlamar

Financial & listing details

Listing

  • Price per sq ft: $156
  • County: Lamar
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,794/mo

Principal & interest
$3,077/mo
Property taxes
$519/mo
Homeowners insurance (est.)
$198/mo
Loan amount
$382,410
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Sherrie Holbert, Century 21 Executive Realty · MLS #21127854 · 903-785-6427

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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