HFPHome Finance
Partner
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Financing available

$399,900

639 Matador, Oak Point, TX 75068

3
beds
2
baths
1,550
sqft

Est. with seller financing: $3,085/mo

  • Single-family
  • Built in 2026
  • 15,420 sq ft lot
  • $258/sqft
  • $2/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to this beautifully designated, brand NEW CONSTRUCTION 3-bedroom, 2-bath residence offering modern style, an open layout, and an incredible value under $400K! Situated in an established neighborhood on a generously sized lot, this home immediately stands out with its contemporary exterior, mature trees, spacious front yard, and expansive driveway providing plenty of additional parking. Inside, soaring ceilings and abundant natural light create a bright, inviting atmosphere. The open-concept living and dining areas flow seamlessly into the stylish kitchen, featuring crisp white cabinetry, modern shiplap accents, quartz countertops, stainless steel appliances, a farmhouse sink, desirable kitchen island, and modern lighting—perfect for both everyday living and entertaining. The spacious primary suite offers a private retreat and backyard view, complete with a beautifully appointed ensuite bath featuring dual vanities, under cabinet lighting, sleek illuminated mirrors, contemporary finishes, and an oversized walk-in shower framed by a frameless glass enclosure and elegant floor-to-ceiling tile. The primary suite is complete with a huge walk-in closet with exceptional storage space and plenty room for all clothes of all seasons! Two additional bedrooms and a second full bath provide flexibility for family, guests, or a home office. With its clean contemporary finishes, thoughtful updates, generous lot, ample parking, and move-in-ready interior, this home offers the perfect combination of style, space, and affordability. A fantastic opportunity to own a beautifully finished home in a desirable neighborhood—all for under $400K!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Vinyl

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Range
  • Disposal
  • Microwave

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Contemporary Modern, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • On Street

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Subdivision

Community

Neighborhood

  • Subdivision: Crescent Oaks Beach Estates

HOA

  • Crescent Oaks POA

Schools

  • District: Little Elm ISD
  • Elementary: Oak Point
  • Middle: Jerry Walker
  • High: Little Elm

Financial & listing details

Listing

  • Price per sq ft: $258
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,085/mo

Principal & interest
$2,896/mo
Property taxes
Not available
Homeowners insurance (est.)
$187/mo
HOA dues
$2/mo
Loan amount
$359,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Kelsey Green

Compass RE Texas, LLC.

214-814-8100

MLS #
21360481

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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