HFPHome Finance
Partner
Powered byDoorly
1 / 36
Financing available

$332,500

648 N Belknap Street, Stephenville, TX 76401

3
beds
2
baths
1,606
sqft

Est. with seller financing: $2,796/mo

  • Single-family
  • Built in 1950
  • 18,077 sq ft lot
  • $207/sqft
  • Erath County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Rich in history, timeless in character, and exceptionally versatile, this remarkable property offers a rare opportunity to own a piece of Stephenville's heritage. Nestled on nearly half an acre, the expansive lot is home to a beautifully preserved main residence along with two separate guest apartments, creating a unique blend of historic charm and modern day flexibility. Constructed in 1950, the main home showcases enduring craftsmanship with soaring 10 foot ceilings, French doors, and timeless architectural details that reflect a bygone era. Warm and inviting living spaces, a charming covered front porch, and a screened back porch. The property also features a detached storage building, privacy fenced backyard, three car covered carport, and abundant additional parking. Adding to the property's appeal are two private one bedroom, one bath apartments situated behind the main residence, offering 675 square feet in the upper apartment and 591 square feet in the lower apartment. Whether utilized as guest accommodations, multigenerational living quarters, executive home offices, or additional living space, these apartments offer exceptional versatility and value. Ideally located just 1.4 miles from Tarleton State University and within walking distance of Texas Health Harris Methodist Hospital Stephenville and Stephenville's Historic Downtown Square, this property places you in the heart of one of the city's most desirable and storied areas. Reflecting the mid century growth of Stephenville and surrounded by the historic significance of the Belknap district, this residence stands as a testament to the community's rich heritage while offering endless possibilities for today's lifestyle. Properties of this caliber and character seldom become available.

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Carpet

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Gas Water Heater

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Private Yard
  • Storage

Construction

  • Style: Early American, Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Board And Batten Siding

Parking

  • Additional Parking
  • Covered
  • Carport
  • Detached Carport
  • Direct Access
  • Off Street
  • Oversized

Lot

  • Back Yard
  • Cleared
  • Hardwood Trees
  • Lawn
  • Level
  • Few Trees

Community

Neighborhood

  • Subdivision: City Add

Schools

  • District: Stephenville ISD
  • Elementary: Central
  • Middle: Stephenvil
  • High: Stephenvil

Financial & listing details

Listing

  • Price per sq ft: $207
  • County: Erath
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,796/mo

Principal & interest
$2,408/mo
Property taxes
$233/mo
Homeowners insurance (est.)
$155/mo
Loan amount
$299,250
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Kimberly Story, EXP Realty, LLC · MLS #21320273 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

More homes in Stephenville