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Financing available

$200,000

702 S Montgomery Street, Gilmer, TX 75644

3
beds: 2
baths: 1,152
sqft

Est. with seller financing: $1,541/mo

Single-family
Built in 1950
8,398 sq ft lot
$174/sqft
Upshur County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautifully updated home located in Gilmer, Texas. Originally built in 1950, this property has been thoughtfully renovated to offer modern style and comfort throughout. Inside, you’ll find granite countertops, durable vinyl flooring, and modern finishes that create a fresh and inviting atmosphere. The kitchen features all new stainless steel appliances, including a refrigerator, along with a convenient gas stove for cooking. This home offers 3 bedrooms and 2 bathrooms with a functional layout. The primary bathroom features a tile and glass walk-in shower, while the guest bathroom includes a tile surround tub and shower combination. Recent updates also include a new roof and central heating and air system for added comfort and efficiency. Situated on a 0.19-acre corner lot, the property also includes a carport and is conveniently located just minutes from downtown Gilmer, providing easy access to local shops, dining, and community amenities. Schedule your showing today and see everything this beautifully updated home has to offer.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Walk In Closets

Heating & cooling

Heating: Central
Cooling: Central Air

Flooring

Laminate

Appliances

Built In Gas Range
Dryer
Dishwasher
Electric Cooktop

Laundry

Laundry In Utility Room
In Hall

Exterior & lot

Construction

Style: Ranch, Traditional, Detached
Stories: 1
Roof: Composition
Materials: Brick

Parking

Concrete
No Garage
Outside
Parking Pad

Lot

Level

Community

Neighborhood

Subdivision: NONE

Schools

District: Gilmer ISD
Elementary: Gilmer
Middle: Gilmer
High: Gilmer

Financial & listing details

Listing

Price per sq ft: $174
County: Upshur
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,541/mo

Down payment10% ($20,000)10%20%

See If You Qualify

Principal & interest: $1,448/mo
Property taxes: Not available
Homeowners insurance (est.): $93/mo

Loan amount: $180,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Diana Zamora

Quality Choice Solutions, LLC

855-727-4255

MLS #: 21257160

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify